Lender profile · HMDA 2023–2025
Mid-America Bank mortgage approval rates & lending data
Mid-America Bank decided 1,124 mortgage applications and funded 1,120 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 487 / 489 | 100% | $265K | 487 |
| Home improvement loans | 100% | 25 / 25 | 100% | $85K | 25 |
| Cash-out refinance | 98% | 49 / 50 | 100% | $255K | 49 |
| Refinance | 100% | 149 / 149 | 100% | $215K | 149 |
| Investment property purchase | 100% | 317 / 318 | 100% | $185K | 317 |
| Investment refinance | 100% | 69 / 69 | 100% | $205K | 69 |
Mid-America Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 100% | $215K | 1,035 | 1,031 |
| Missouri | 100% | $185K | 73 | 73 |
| Colorado | 100% | $665K | 4 | 4 |
| Florida | 100% | $295K | 4 | 4 |
| Texas | 100% | $345K | 3 | 3 |
| Arizona | 100% | $155K | 2 | 2 |
| Nebraska | 100% | $175K | 1 | 1 |
| Pennsylvania | 100% | $465K | 1 | 1 |
| Utah | 100% | $395K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.