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refinance lenders · HMDA 2023–2025

Refinance lenders in Johnson County, Kansas

Fat Boy Data analyzed mortgage refinance activity in Johnson County, Kansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,299 applications were decided by 274 lenders between 2023 and 2025.

Johnson County at a glance

274Active lenders55 with 20+ decisions
82.4%Market approval rate5,193 of 6,299 decided
$225KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,951 loans funded

How Johnson County compares

Approval rate compared
Johnson County82.4%Kansas79.8%All 616 counties76.5%
Typical loan compared
Johnson County$225KKansas$185KAll 616 counties$295K

What the data shows

Communityamerica Federal Credit Union made the most mortgage refinances in Johnson County, KS, 979 of them.

M Squared Financial LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical mortgage refinance here is $225K, 22% larger than the Kansas typical of $185K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 15% approved of 20Spring Eq, LLC: 35% approved of 26Discover Bank: 35% approved of 117Lakeview Loan Servicing, LLC: 52% approved of 90Pentagon Federal Credit Union: 55% approved of 20Mortgage Research Center, LLC: 60% approved of 43NBH Bank: 67% approved of 36First National Bank of Omaha: 70% approved of 170PNC Bank, National Association: 72% approved of 25HTLF Bank: 76% approved of 63Bank of America, National Association: 77% approved of 179Newrez LLC: 78% approved of 49Commerce Bank: 78% approved of 388Nbkc Bank: 78% approved of 122Wells Fargo Bank, National Association: 81% approved of 26BOKF, National Association: 81% approved of 26Arvest Bank: 81% approved of 152UMB Bank, National Association: 82% approved of 304Rocket Mortgage, LLC: 82% approved of 292Intrust Bank, National Association: 83% approved of 23Mainstreet Federal Credit Union: 84% approved of 141The Central Trust Bank: 84% approved of 31Communityamerica Federal Credit Union: 84% approved of 1,213Mutual of Omaha Mortgage, Inc.: 84% approved of 45Loandepot.Com, LLC: 86% approved of 21Capitol Federal Savings Bank: 87% approved of 249U.S. Bank National Association: 88% approved of 105Fidelity Bank, National Association: 88% approved of 52United Wholesale Mortgage, LLC: 89% approved of 217First Federal Bank of Kansas City: 89% approved of 38Academy Bank, National Association: 90% approved of 29Prosperity Home Mortgage, LLC: 90% approved of 40Nationstar Mortgage LLC: 90% approved of 40Royal United Mortgage LLC: 90% approved of 20Village Capital & Investment LLC: 90% approved of 20Primelending, A Plainscapital Company: 90% approved of 42Union Home Mortgage Corp.: 90% approved of 42Pennymac Loan Services, LLC: 91% approved of 116Bell Bank: 93% approved of 43Flat Branch Mortgage, Inc.: 96% approved of 23First State Bank of St. Charles, Missouri: 96% approved of 76JPMorgan Chase Bank, National Association: 96% approved of 27Fairway Independent Mortgage Corporation: 96% approved of 166Freedom Mortgage Corporation: 97% approved of 142Crosscountry Mortgage, LLC: 98% approved of 44M Squared Financial LLC: 100% approved of 36Mid-America Bank: 100% approved of 34Ark-La-Tex Financial Services, LLC.: 100% approved of 29First Bank: 100% approved of 26Guild Mortgage Company LLC: 100% approved of 25Farmers Bank & Trust: 100% approved of 22Sun West Mortgage Company, Inc.: 100% approved of 22Community Mortgage, LLC: 100% approved of 20Delmar Financial Company: 100% approved of 20Cornerstone First Mortgage, Inc: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union84%1,022 / 1,21396%$145K979
2Commerce Bank78%301 / 38899%$135K299
3UMB Bank, National Association82%248 / 30499%$125K245
4Rocket Mortgage, LLC82%239 / 29295%$305K226
5Capitol Federal Savings Bank87%216 / 24998%$105K212

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 269 more lenders.

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Other lending data for Johnson County

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Nearby markets

All lending in Johnson CountyCounty overviewRefinance across KansasStatewideDouglas CountyNearby countyWyandotte CountyNearby county