Home›Kansas›Johnson County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Johnson County, Kansas

Fat Boy Data analyzed mortgage refinance activity in Johnson County, Kansas, home to Overland Park, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,299 applications were decided by 274 lenders between 2023 and 2025.

Johnson County at a glance

274Active lenders55 with 20+ decisions
82.4%Market approval rate5,193 of 6,299 decided
$225KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,951 loans funded

How Johnson County compares

Approval rate compared
Johnson County82.4%Kansas79.8%All 616 counties76.5%
Typical loan compared
Johnson County$225KKansas$185KAll 616 counties$295K

What the data shows

Communityamerica Federal Credit Union made the most mortgage refinances in Johnson County, KS, 979 of them.

M Squared Financial LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical mortgage refinance here is $225K, 22% larger than the Kansas typical of $185K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 20One lender: 35% approved of 26One lender: 35% approved of 117One lender: 52% approved of 90One lender: 55% approved of 20One lender: 60% approved of 43One lender: 67% approved of 36One lender: 70% approved of 170One lender: 72% approved of 25One lender: 76% approved of 63One lender: 77% approved of 179One lender: 78% approved of 49Commerce Bank: 78% approved of 388One lender: 78% approved of 122One lender: 81% approved of 26One lender: 81% approved of 26One lender: 81% approved of 152UMB Bank, National Association: 82% approved of 304Rocket Mortgage, LLC: 82% approved of 292One lender: 83% approved of 23One lender: 84% approved of 141One lender: 84% approved of 31Communityamerica Federal Credit Union: 84% approved of 1,213One lender: 84% approved of 45One lender: 86% approved of 21Capitol Federal Savings Bank: 87% approved of 249One lender: 88% approved of 105One lender: 88% approved of 52One lender: 89% approved of 217One lender: 89% approved of 38One lender: 90% approved of 29One lender: 90% approved of 40One lender: 90% approved of 40One lender: 90% approved of 20One lender: 90% approved of 20One lender: 90% approved of 42One lender: 90% approved of 42One lender: 91% approved of 116One lender: 93% approved of 43One lender: 96% approved of 23One lender: 96% approved of 76One lender: 96% approved of 27One lender: 96% approved of 166One lender: 97% approved of 142One lender: 98% approved of 44One lender: 100% approved of 36One lender: 100% approved of 34One lender: 100% approved of 29One lender: 100% approved of 26One lender: 100% approved of 25One lender: 100% approved of 22One lender: 100% approved of 22One lender: 100% approved of 20One lender: 100% approved of 20One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union84%1,022 / 1,21396%$145K979
2Commerce Bank78%301 / 38899%$135K299
3UMB Bank, National Association82%248 / 30499%$125K245
4Rocket Mortgage, LLC82%239 / 29295%$305K226
5Capitol Federal Savings Bank87%216 / 24998%$105K212

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 269 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Johnson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Johnson County

Other lending data for Johnson County

Nearby markets