Lender profile · HMDA 2023–2025
Mid Penn Bank mortgage approval rates & lending data
Mid Penn Bank decided 2,533 mortgage applications and funded 2,055 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,015 / 1,113 | 99% | $305K | 1,004 |
| Home improvement loans | 63% | 336 / 531 | 98% | $45K | 330 |
| Cash-out refinance | 75% | 38 / 51 | 97% | $165K | 37 |
| Refinance | 76% | 264 / 348 | 99% | $85K | 261 |
| Investment property purchase | 95% | 328 / 345 | 95% | $175K | 311 |
| Investment refinance | 90% | 65 / 72 | 95% | $225K | 62 |
| Investment home improvement | 72% | 43 / 60 | 91% | $145K | 39 |
Mid Penn Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 83% | $205K | 2,257 | 1,828 |
| New Jersey | 80% | $295K | 191 | 146 |
| Delaware | 94% | $345K | 32 | 30 |
| Florida | 97% | $345K | 30 | 29 |
| Maryland | 100% | $415K | 5 | 5 |
| District of Columbia | 100% | $155K | 3 | 3 |
| North Carolina | 67% | $485K | 3 | 2 |
| South Carolina | 100% | $125K | 3 | 3 |
| Arizona | 100% | $645K | 2 | 2 |
| Tennessee | 100% | $625K | 2 | 2 |
| Alabama | 100% | $365K | 1 | 1 |
| Illinois | 100% | $925K | 1 | 1 |
| Nevada | 100% | $755K | 1 | 1 |
| Ohio | 100% | $245K | 1 | 1 |
| Virginia | 100% | $115K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.