Lender profile · HMDA 2023–2025
Midwest BankCentre mortgage approval rates & lending data
Midwest BankCentre decided 1,104 mortgage applications and funded 1,038 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 687 / 721 | 100% | $205K | 685 |
| Home improvement loans | 80% | 36 / 45 | 94% | $85K | 34 |
| Cash-out refinance | 92% | 71 / 77 | 100% | $135K | 71 |
| Refinance | 93% | 66 / 71 | 100% | $255K | 66 |
| Investment property purchase | 96% | 132 / 138 | 99% | $125K | 131 |
Midwest BankCentre lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 95% | $175K | 569 | 535 |
| Illinois | 93% | $205K | 424 | 394 |
| Tennessee | 96% | $475K | 26 | 25 |
| Florida | 94% | $495K | 16 | 15 |
| South Carolina | 100% | $1.31M | 9 | 9 |
| Colorado | 100% | $775K | 5 | 5 |
| New York | 100% | $655K | 5 | 5 |
| Texas | 100% | $275K | 5 | 5 |
| Alaska | 100% | $555K | 4 | 4 |
| Oklahoma | 100% | $215K | 4 | 4 |
| California | 100% | $515K | 3 | 3 |
| Indiana | 100% | $225K | 3 | 3 |
| Kansas | 100% | $695K | 3 | 3 |
| Louisiana | 100% | $295K | 3 | 3 |
| Ohio | 100% | $275K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.