Mortgage Financial Services, LLC mortgage approval rate & lending review
Mortgage Financial Services, LLC decided 4,639 mortgage applications and funded 4,482 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mortgage Financial Services, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mortgage Financial Services, LLC at a glance
Approval is 9.9 points above the 86.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 4,037 / 4,171 | 100% | $255K | 4,034 |
| Refinance | 95% | 271 / 285 | 100% | $295K | 271 |
| Investment property purchase | 96% | 130 / 136 | 100% | $175K | 130 |
| Investment refinance | 100% | 47 / 47 | 100% | $185K | 47 |
Mortgage Financial Services, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $255K | 4,060 | 3,928 |
| Arkansas | 96% | $215K | 214 | 205 |
| Louisiana | 94% | $235K | 196 | 182 |
| Tennessee | 98% | $245K | 115 | 113 |
| Missouri | 100% | $235K | 21 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mortgage Financial Services, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tom Green County, TX | Mortgage lenders | 100% | 641 | 641 |
| Tarrant County, TX | Mortgage lenders | 97% | 361 | 351 |
| Bexar County, TX | Mortgage lenders | 96% | 287 | 275 |
| Smith County, TX | Mortgage lenders | 98% | 264 | 258 |
| Webb County, TX | Mortgage lenders | 94% | 201 | 188 |
| Taylor County, TX | Mortgage lenders | 98% | 181 | 177 |
| Johnson County, TX | Mortgage lenders | 96% | 112 | 108 |
| Pulaski County, AR | Mortgage lenders | 98% | 97 | 95 |
| Shelby County, TN | Mortgage lenders | 98% | 89 | 87 |
| El Paso County, TX | Mortgage lenders | 92% | 95 | 87 |
| Parker County, TX | Mortgage lenders | 100% | 64 | 64 |
| Cameron County, TX | Mortgage lenders | 94% | 66 | 62 |
The county markets where Mortgage Financial Services, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Mortgage Financial Services, LLC
What is Mortgage Financial Services, LLC's mortgage approval rate?
Mortgage Financial Services, LLC approved 96.7% of the 4,639 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 86.8% national rate for the same mix of loan types.
How often do borrowers take the loan Mortgage Financial Services, LLC offers?
Borrowers accepted 100% of the loans Mortgage Financial Services, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mortgage Financial Services, LLC make?
The typical home purchase mortgage loan Mortgage Financial Services, LLC made was $255K; across all loan types its typical loan ran from $175K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mortgage Financial Services, LLC lend?
Mortgage Financial Services, LLC decided applications in 9 of the states Fat Boy Data covers, most of them in Texas, Arkansas and Louisiana.
Can I apply to Mortgage Financial Services, LLC directly?
Yes. Mortgage Financial Services, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Mortgage Financial Services, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mortgage Financial Services, LLC treats applications, then get a rate quote from the lender.