Lender profile · HMDA 2023–2025
NBH Bank mortgage approval rates & lending data
NBH Bank decided 2,996 mortgage applications and funded 2,562 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,886 / 1,987 | 99% | $385K | 1,867 |
| Home improvement loans | 56% | 204 / 366 | 95% | $65K | 194 |
| Cash-out refinance | 78% | 100 / 128 | 97% | $365K | 97 |
| Refinance | 72% | 212 / 294 | 97% | $205K | 206 |
| Investment property purchase | 95% | 172 / 181 | 96% | $205K | 165 |
NBH Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 87% | $435K | 1,239 | 1,069 |
| Kansas | 88% | $185K | 711 | 614 |
| Missouri | 79% | $205K | 437 | 335 |
| Texas | 95% | $315K | 273 | 255 |
| Utah | 76% | $1.25M | 124 | 87 |
| Florida | 98% | $265K | 44 | 43 |
| Idaho | 100% | $465K | 30 | 30 |
| New Mexico | 85% | $245K | 13 | 11 |
| Arizona | 92% | $335K | 12 | 11 |
| Georgia | 100% | $325K | 10 | 10 |
| Illinois | 100% | $485K | 8 | 8 |
| North Carolina | 100% | $325K | 8 | 8 |
| Ohio | 100% | $105K | 8 | 8 |
| South Carolina | 100% | $225K | 7 | 7 |
| Nebraska | 100% | $255K | 5 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.