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refinance lenders · HMDA 2023–2025

Refinance lenders in El Paso County, Colorado

Fat Boy Data analyzed mortgage refinance activity in El Paso County, Colorado, home to Colorado Springs, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,382 applications were decided by 315 lenders between 2023 and 2025.

El Paso County at a glance

315Active lenders56 with 20+ decisions
82.0%Market approval rate8,518 of 10,382 decided
$415KTypical loanmedian lender, $10K brackets
89%Borrower take-up7,613 loans funded

How El Paso County compares

Approval rate compared
El Paso County82.0%Colorado78.0%All 616 counties76.5%
Typical loan compared
El Paso County$415KColorado$435KAll 616 counties$295K

What the data shows

Wings Credit Union made the most mortgage refinances in El Paso County, CO, 1,938 of them.

That is 25% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Ark-La-Tex Financial Services, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

Approval rate of all 56 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 64One lender: 25% approved of 162One lender: 33% approved of 30One lender: 42% approved of 350One lender: 43% approved of 23One lender: 55% approved of 73One lender: 55% approved of 38One lender: 57% approved of 47Lakeview Loan Servicing, LLC: 58% approved of 387One lender: 61% approved of 38One lender: 63% approved of 41One lender: 65% approved of 20One lender: 65% approved of 20One lender: 66% approved of 38One lender: 71% approved of 28One lender: 74% approved of 68One lender: 74% approved of 39One lender: 76% approved of 58One lender: 76% approved of 21One lender: 79% approved of 63One lender: 81% approved of 57One lender: 82% approved of 22Wings Credit Union: 82% approved of 2,670One lender: 82% approved of 80One lender: 83% approved of 23Rocket Mortgage, LLC: 83% approved of 532One lender: 84% approved of 214One lender: 85% approved of 39One lender: 85% approved of 33One lender: 85% approved of 20One lender: 85% approved of 55One lender: 88% approved of 32One lender: 89% approved of 89One lender: 89% approved of 243One lender: 89% approved of 28One lender: 90% approved of 49One lender: 91% approved of 22One lender: 91% approved of 34One lender: 92% approved of 60One lender: 93% approved of 28United Wholesale Mortgage, LLC: 93% approved of 1,792One lender: 93% approved of 43One lender: 95% approved of 44One lender: 96% approved of 49One lender: 96% approved of 237Freedom Mortgage Corporation: 96% approved of 597One lender: 97% approved of 34One lender: 97% approved of 69One lender: 97% approved of 117One lender: 98% approved of 81One lender: 98% approved of 56One lender: 98% approved of 56One lender: 99% approved of 72One lender: 100% approved of 42One lender: 100% approved of 31One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in El Paso County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wings Credit Union82%2,198 / 2,67088%$115K1,938
2United Wholesale Mortgage, LLCBroker only93%1,665 / 1,79295%$455K1,585
3Freedom Mortgage Corporation96%576 / 59776%$415K437
4Rocket Mortgage, LLC83%442 / 53292%$415K408
5Lakeview Loan Servicing, LLC58%224 / 38757%$465K127

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 310 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in El Paso County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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