Nmsi, Inc. mortgage approval rate & lending review
Nmsi, Inc. decided 8,410 mortgage applications and funded 8,410 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Nmsi, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Nmsi, Inc. at a glance
Approval is 15.9 points above the 84.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 5,760 / 5,760 | 100% | $555K | 5,760 |
| Cash-out refinance | 100% | 773 / 773 | 100% | $495K | 773 |
| Refinance | 100% | 857 / 857 | 100% | $645K | 857 |
| Investment property purchase | 100% | 680 / 680 | 100% | $405K | 680 |
| Investment cash-out refinance | 100% | 251 / 251 | 100% | $495K | 251 |
| Investment refinance | 100% | 89 / 89 | 100% | $535K | 89 |
Nmsi, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $655K | 5,607 | 5,607 |
| Colorado | 100% | $495K | 420 | 420 |
| Texas | 100% | $335K | 416 | 416 |
| Georgia | 100% | $395K | 382 | 382 |
| Washington | 100% | $595K | 242 | 242 |
| Florida | 100% | $355K | 227 | 227 |
| Arizona | 100% | $475K | 182 | 182 |
| Illinois | 100% | $355K | 159 | 159 |
| Virginia | 100% | $525K | 132 | 132 |
| Maryland | 100% | $455K | 116 | 116 |
| Oregon | 100% | $585K | 99 | 99 |
| North Carolina | 100% | $455K | 81 | 81 |
| New Jersey | 100% | $505K | 69 | 69 |
| Tennessee | 100% | $435K | 50 | 50 |
| Michigan | 100% | $335K | 42 | 42 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Nmsi, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Mortgage lenders | 100% | 1,109 | 1,109 |
| Orange County, CA | Mortgage lenders | 100% | 682 | 682 |
| San Bernardino County, CA | Mortgage lenders | 100% | 364 | 364 |
| Riverside County, CA | Mortgage lenders | 100% | 301 | 301 |
| San Diego County, CA | Mortgage lenders | 100% | 198 | 198 |
| Gwinnett County, GA | Mortgage lenders | 100% | 193 | 193 |
| Santa Clara County, CA | Mortgage lenders | 100% | 177 | 177 |
| Alameda County, CA | Mortgage lenders | 100% | 169 | 169 |
| Los Angeles County, CA | Refinance | 100% | 169 | 169 |
| Orange County, CA | Refinance | 100% | 156 | 156 |
| Sacramento County, CA | Mortgage lenders | 100% | 150 | 150 |
| Orange County, CA | Cash-out refinance | 100% | 146 | 146 |
The county markets where Nmsi, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Nmsi, Inc.
What is Nmsi, Inc.'s mortgage approval rate?
Nmsi, Inc. approved 100.0% of the 8,410 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.9 points above the 84.1% national rate for the same mix of loan types.
How often do borrowers take the loan Nmsi, Inc. offers?
Borrowers accepted 100% of the loans Nmsi, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Nmsi, Inc. make?
The typical home purchase mortgage loan Nmsi, Inc. made was $555K; across all loan types its typical loan ran from $405K to $645K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Nmsi, Inc. lend?
Nmsi, Inc. decided applications in 30 of the states Fat Boy Data covers, most of them in California, Colorado and Texas.
Can I apply to Nmsi, Inc. directly?
Yes. Nmsi, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Nmsi, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Nmsi, Inc. treats applications, then get a rate quote from the lender.