Ony Glo, Inc. mortgage approval rate & lending review
Ony Glo, Inc. decided 3,770 mortgage applications and funded 2,196 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ony Glo, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to onyglo.com.
Ony Glo, Inc. at a glance
Approval is 25.3 points below the 84.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 64% | 1,268 / 1,970 | 99% | $595K | 1,256 |
| Refinance | 54% | 420 / 773 | 99% | $495K | 416 |
| Investment property purchase | 58% | 312 / 535 | 100% | $415K | 312 |
| Investment refinance | 43% | 207 / 481 | 100% | $415K | 206 |
Ony Glo, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 64% | $625K | 2,300 | 1,461 |
| Texas | 41% | $365K | 199 | 82 |
| Arizona | 71% | $295K | 195 | 137 |
| Florida | 42% | $395K | 194 | 81 |
| Nevada | 61% | $405K | 159 | 97 |
| Georgia | 38% | $495K | 69 | 26 |
| Illinois | 39% | $335K | 67 | 26 |
| Washington | 73% | $585K | 62 | 45 |
| Tennessee | 65% | $425K | 51 | 33 |
| New Jersey | 38% | $495K | 45 | 17 |
| North Carolina | 47% | $375K | 45 | 21 |
| Oregon | 60% | $485K | 43 | 26 |
| Maryland | 38% | $475K | 37 | 14 |
| Colorado | 57% | $495K | 35 | 20 |
| Indiana | 46% | $345K | 28 | 13 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ony Glo, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Orange County, CA | Mortgage lenders | 62% | 185 | 110 |
| Los Angeles County, CA | Refinance | 58% | 161 | 94 |
| Orange County, CA | Refinance | 70% | 122 | 85 |
| Los Angeles County, CA | Investment property purchase | 65% | 106 | 69 |
| Pima County, AZ | Mortgage lenders | 82% | 68 | 56 |
| San Bernardino County, CA | Refinance | 53% | 78 | 41 |
| Riverside County, CA | Refinance | 61% | 62 | 38 |
| Los Angeles County, CA | Investment refinance | 48% | 60 | 29 |
| San Bernardino County, CA | Investment property purchase | 55% | 44 | 24 |
| Orange County, CA | Investment property purchase | 62% | 34 | 21 |
| Riverside County, CA | Investment refinance | 52% | 40 | 21 |
| Pima County, AZ | Refinance | 69% | 29 | 20 |
The county markets where Ony Glo, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Ony Glo, Inc.
What is Ony Glo, Inc.'s mortgage approval rate?
Ony Glo, Inc. approved 58.7% of the 3,770 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 25.3 points below the 84.0% national rate for the same mix of loan types.
How often do borrowers take the loan Ony Glo, Inc. offers?
Borrowers accepted 99% of the loans Ony Glo, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ony Glo, Inc. make?
The typical home purchase mortgage loan Ony Glo, Inc. made was $595K; across all loan types its typical loan ran from $415K to $595K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ony Glo, Inc. lend?
Ony Glo, Inc. decided applications in 38 of the states Fat Boy Data covers, most of them in California, Texas and Arizona.
Can I apply to Ony Glo, Inc. directly?
Yes. Ony Glo, Inc. reports as a direct lender that takes applications from borrowers. Its website is onyglo.com.
Does this page show Ony Glo, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ony Glo, Inc. treats applications, then get a rate quote from the lender.