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refinance lenders · HMDA 2023–2025

Refinance lenders in Gallatin County, Montana

Fat Boy Data analyzed mortgage refinance activity in Gallatin County, Montana, home to Bozeman, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 874 applications were decided by 118 lenders between 2023 and 2025.

Gallatin County at a glance

118Active lenders11 with 20+ decisions
80.1%Market approval rate700 of 874 decided
$385KTypical loanmedian lender, $10K brackets
94%Borrower take-up659 loans funded

How Gallatin County compares

Approval rate compared
Gallatin County80.1%Montana82.2%All 616 counties76.5%
Typical loan compared
Gallatin County$385KMontana$315KAll 616 counties$295K

What the data shows

Stockman Bank of Montana made the most mortgage refinances in Gallatin County, MT, 89 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 94% of 33.

The typical mortgage refinance here is $385K, 22% larger than the Montana typical of $315K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 25One lender: 68% approved of 25First Interstate Bank: 71% approved of 63Glacier Bank: 74% approved of 84Rocket Mortgage, LLC: 82% approved of 45United Wholesale Mortgage, LLC: 83% approved of 63One lender: 84% approved of 25One lender: 86% approved of 22One lender: 92% approved of 25Stockman Bank of Montana: 94% approved of 98One lender: 94% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Gallatin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Stockman Bank of Montana94%92 / 9897%$145K89
2Glacier Bank74%62 / 84100%$305K62
3United Wholesale Mortgage, LLCBroker only83%52 / 6398%$585K51
4First Interstate Bank71%45 / 63100%$175K45
5Rocket Mortgage, LLC82%37 / 4592%$455K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 113 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Gallatin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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