Mortgage lenders in Oneida County, New York
Fat Boy Data analyzed home purchase mortgage activity in Oneida County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,551 applications were decided by 153 lenders between 2023 and 2025.
Oneida County at a glance
How Oneida County compares
What the data shows
AMERICU Credit Union made the most home purchase mortgages in Oneida County, NY, 425 of them.
Utica Gas & Electric Emp approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.
The typical home purchase mortgage here is $185K, 63% smaller than the New York typical of $495K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Mortgage lenders in Oneida County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICU Credit Union | 87% | 426 / 492 | 100% | $185K | 425 |
| 2 | Homestead Funding Corp. | 98% | 374 / 382 | 97% | $195K | 363 |
| 3 | Plaza Home Mortgage, Inc. | 85% | 318 / 376 | 93% | $175K | 295 |
| 4 | First Source | 87% | 302 / 346 | 94% | $155K | 283 |
| 5 | Adirondack Bank | 94% | 302 / 321 | 95% | $185K | 286 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 148 more lenders.
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You are seeing the 5 largest home purchase mortgage lenders in Oneida County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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