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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Erie County, New York

Fat Boy Data analyzed home purchase mortgage activity in Erie County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 24,262 applications were decided by 244 lenders between 2023 and 2025.

Erie County at a glance

244Active lenders74 with 20+ decisions
91.1%Market approval rate22,098 of 24,262 decided
$235KTypical loanmedian lender, $10K brackets
98%Borrower take-up21,722 loans funded

How Erie County compares

Approval rate compared
Erie County91.1%New York87.7%All 616 counties87.6%
Typical loan compared
Erie County$235KNew York$495KAll 616 counties$335K

What the data shows

Premium Mortgage Corporation made the most home purchase mortgages in Erie County, NY, 3,029 of them.

Greater Woodlawn Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 47.

The typical home purchase mortgage here is $235K, 53% smaller than the New York typical of $495K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%First Credit Corporation of New York, Inc.: 16% approved of 68Discover Bank: 17% approved of 4621St Mortgage Corporation: 37% approved of 146Triad Financial Services, Inc.: 43% approved of 217Credit Human Federal Credit Union: 56% approved of 41Pentagon Federal Credit Union: 57% approved of 37Broadview Federal Credit Union: 58% approved of 55USAA Federal Savings Bank: 69% approved of 93Flagstar Bank, National Association: 74% approved of 104Citizens Bank, National Association: 76% approved of 477Bank of America, National Association: 78% approved of 600Wells Fargo Bank, National Association: 79% approved of 66Barrington Bank & Trust Company, National Association: 79% approved of 33JPMorgan Chase Bank, National Association: 80% approved of 199Citibank, National Association: 80% approved of 30CNB Bank: 84% approved of 120Rocket Mortgage, LLC: 84% approved of 658Uif Corporation: 85% approved of 212Bank of Holland: 85% approved of 115Navy Federal Credit Union: 86% approved of 162KeyBank National Association: 86% approved of 1,249Plaza Home Mortgage, Inc.: 86% approved of 295Community Bank, National Association: 88% approved of 335Ownerschoice Funding, Incorporated: 90% approved of 40Western Division Federal Credit Union: 90% approved of 84Nationstar Mortgage LLC: 91% approved of 32Newrez LLC: 91% approved of 103Manufacturers and Traders Trust Company: 91% approved of 3,014THE SUMMIT Federal Credit Union: 91% approved of 82Cmg Mortgage, Inc.: 91% approved of 82Everett Financial, Inc.: 92% approved of 260Mortgage Research Center, LLC: 92% approved of 215Cornerstone Community Federal Credit Union: 92% approved of 77Hsbc Bank USA, N.A.tional Association: 92% approved of 39American Financial Network, Inc.: 92% approved of 118NBT Bank, National Association: 93% approved of 94Northwest Bank: 93% approved of 635Five Star Bank: 93% approved of 580A&D Mortgage LLC: 93% approved of 29NVR Mortgage Finance, Inc.: 93% approved of 189Evans Bank, National Association: 93% approved of 355Primelending, A Plainscapital Company: 93% approved of 89Pennymac Loan Services, LLC: 93% approved of 166Tompkins Bank & Trust: 94% approved of 49U.S. Bank National Association: 94% approved of 53Movement Mortgage, LLC: 94% approved of 324TD Bank, National Association: 95% approved of 63Alden State Bank: 95% approved of 42United Wholesale Mortgage, LLC: 95% approved of 3,4881St Priority Mortgage, Inc.: 96% approved of 1,087Fairway Independent Mortgage Corporation: 96% approved of 109Home Town Funding, Inc.: 97% approved of 32Hunt Mortgage Corporation: 97% approved of 1,155Premium Mortgage Corporation: 98% approved of 3,107Guidance Residential, LLC: 98% approved of 112Homestead Funding Corp.: 98% approved of 402Crosscountry Mortgage, LLC: 98% approved of 1,320Sefcu Services, LLC: 99% approved of 188Greater Woodlawn Federal Credit Union: 100% approved of 47Moog Employees Federal Credit Union: 100% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only95%3,329 / 3,48899%$235K3,301
2Premium Mortgage Corporation98%3,040 / 3,107100%$245K3,029
3Manufacturers and Traders Trust Company91%2,756 / 3,01499%$215K2,728
4Crosscountry Mortgage, LLC98%1,298 / 1,320100%$245K1,292
5KeyBank National Association86%1,075 / 1,24999%$225K1,065

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 239 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Erie County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Erie County

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Nearby markets

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