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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Erie County, New York

Fat Boy Data analyzed home purchase mortgage activity in Erie County, New York, home to Buffalo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 24,262 applications were decided by 244 lenders between 2023 and 2025.

Erie County at a glance

244Active lenders74 with 20+ decisions
91.1%Market approval rate22,098 of 24,262 decided
$235KTypical loanmedian lender, $10K brackets
98%Borrower take-up21,722 loans funded

How Erie County compares

Approval rate compared
Erie County91.1%New York87.7%All 616 counties87.6%
Typical loan compared
Erie County$235KNew York$495KAll 616 counties$335K

What the data shows

Premium Mortgage Corporation made the most home purchase mortgages in Erie County, NY, 3,029 of them.

Greater Woodlawn Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 47.

The typical home purchase mortgage here is $235K, 53% smaller than the New York typical of $495K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 68One lender: 17% approved of 46One lender: 37% approved of 146One lender: 43% approved of 217One lender: 56% approved of 41One lender: 57% approved of 37One lender: 58% approved of 55One lender: 69% approved of 93One lender: 74% approved of 104One lender: 76% approved of 477One lender: 78% approved of 600One lender: 79% approved of 66One lender: 79% approved of 33One lender: 80% approved of 199One lender: 80% approved of 30One lender: 84% approved of 120One lender: 84% approved of 658One lender: 85% approved of 212One lender: 85% approved of 115One lender: 86% approved of 162KeyBank National Association: 86% approved of 1,249One lender: 86% approved of 295One lender: 88% approved of 335One lender: 90% approved of 40One lender: 90% approved of 84One lender: 91% approved of 32One lender: 91% approved of 103Manufacturers and Traders Trust Company: 91% approved of 3,014One lender: 91% approved of 82One lender: 91% approved of 82One lender: 92% approved of 260One lender: 92% approved of 215One lender: 92% approved of 77One lender: 92% approved of 39One lender: 92% approved of 118One lender: 93% approved of 94One lender: 93% approved of 635One lender: 93% approved of 580One lender: 93% approved of 29One lender: 93% approved of 189One lender: 93% approved of 355One lender: 93% approved of 89One lender: 93% approved of 166One lender: 94% approved of 49One lender: 94% approved of 53One lender: 94% approved of 324One lender: 95% approved of 63One lender: 95% approved of 42United Wholesale Mortgage, LLC: 95% approved of 3,488One lender: 96% approved of 1,087One lender: 96% approved of 109One lender: 97% approved of 32One lender: 97% approved of 1,155Premium Mortgage Corporation: 98% approved of 3,107One lender: 98% approved of 112One lender: 98% approved of 402Crosscountry Mortgage, LLC: 98% approved of 1,320One lender: 99% approved of 188One lender: 100% approved of 47One lender: 100% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only95%3,329 / 3,48899%$235K3,301
2Premium Mortgage Corporation98%3,040 / 3,107100%$245K3,029
3Manufacturers and Traders Trust Company91%2,756 / 3,01499%$215K2,728
4Crosscountry Mortgage, LLC98%1,298 / 1,320100%$245K1,292
5KeyBank National Association86%1,075 / 1,24999%$225K1,065

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 239 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Erie County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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