PriorityOne Bank mortgage approval rate & lending review
PriorityOne Bank decided 905 mortgage applications and funded 814 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions PriorityOne Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
PriorityOne Bank at a glance
Approval is 10.7 points above the 81.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 434 / 464 | 97% | $255K | 423 |
| Home improvement loans | 81% | 119 / 147 | 100% | $65K | 119 |
| Refinance | 89% | 125 / 140 | 98% | $155K | 123 |
| Investment property purchase | 99% | 106 / 107 | 98% | $135K | 104 |
| Investment refinance | 97% | 34 / 35 | 97% | $105K | 33 |
PriorityOne Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 91% | $255K | 854 | 766 |
| Alabama | 95% | $505K | 20 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where PriorityOne Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rankin County, MS | Mortgage lenders | 93% | 209 | 193 |
| Madison County, MS | Mortgage lenders | 98% | 100 | 95 |
| Hinds County, MS | Mortgage lenders | 86% | 80 | 65 |
| Rankin County, MS | Home improvement loans | 77% | 77 | 59 |
| Rankin County, MS | Refinance | 87% | 63 | 53 |
| Hinds County, MS | Investment property purchase | 100% | 53 | 52 |
| DeSoto County, MS | Mortgage lenders | 98% | 48 | 45 |
| Madison County, MS | Refinance | 89% | 45 | 40 |
| Madison County, MS | Home improvement loans | 86% | 43 | 37 |
| Rankin County, MS | Investment property purchase | 100% | 25 | 25 |
The county markets where PriorityOne Bank made the most loans. Each link opens that market with every lender ranked.
Questions about PriorityOne Bank
What is PriorityOne Bank's mortgage approval rate?
PriorityOne Bank approved 91.7% of the 905 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.7 points above the 81.0% national rate for the same mix of loan types.
How often do borrowers take the loan PriorityOne Bank offers?
Borrowers accepted 98% of the loans PriorityOne Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does PriorityOne Bank make?
The typical home purchase mortgage loan PriorityOne Bank made was $255K; across all loan types its typical loan ran from $65K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does PriorityOne Bank lend?
PriorityOne Bank decided applications in 9 of the states Fat Boy Data covers, most of them in Mississippi, Alabama and Tennessee.
Can I apply to PriorityOne Bank directly?
Yes. PriorityOne Bank is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show PriorityOne Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how PriorityOne Bank treats applications, then get a rate quote from the lender.