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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Madison County, Mississippi

Fat Boy Data analyzed home improvement loan activity in Madison County, Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 908 applications were decided by 52 lenders between 2023 and 2025.

Madison County at a glance

52Active lenders11 with 20+ decisions
60.9%Market approval rate553 of 908 decided
$75KTypical loanmedian lender, $10K brackets
91%Borrower take-up504 loans funded

How Madison County compares

Approval rate compared
Madison County60.9%Mississippi54.6%All 616 counties62.7%
Typical loan compared
Madison County$75KMississippi$55KAll 616 counties$75K

What the data shows

BankPlus made the most home improvement loans in Madison County, MS, 176 of them.

That is 35% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

PriorityOne Bank approved the highest share of applications among lenders with at least 20 decisions here, 86% of 43.

Lenders approved 60.9% of home improvement loan applications in Madison County, MS, 6.3 percentage points above the Mississippi rate of 54.6%.

The typical home improvement loan here is $75K, 36% larger than the Mississippi typical of $55K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 25One lender: 32% approved of 25Keesler: 37% approved of 38Regions Bank: 42% approved of 259One lender: 57% approved of 23Trustmark Bank: 57% approved of 51One lender: 76% approved of 29One lender: 81% approved of 21BankPlus: 85% approved of 215PriorityOne Bank: 86% approved of 43One lender: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Madison County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank42%108 / 25982%$65K89
2BankPlus85%183 / 21596%$75K176
3Trustmark Bank57%29 / 5190%$55K26
4PriorityOne Bank86%37 / 43100%$85K37
5Keesler37%14 / 38100%$55K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 47 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Madison County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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