Lender profile · HMDA 2023–2025
Qualstar Credit Union mortgage approval rates & lending data
Qualstar Credit Union decided 783 mortgage applications and funded 635 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 60 / 68 | 100% | $445K | 60 |
| Home improvement loans | 86% | 395 / 457 | 99% | $75K | 392 |
| Cash-out refinance | 73% | 85 / 117 | 99% | $125K | 84 |
| Refinance | 75% | 79 / 105 | 96% | $125K | 76 |
Qualstar Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 82% | $75K | 773 | 627 |
| Oregon | 75% | $65K | 8 | 6 |
| Idaho | 100% | $175K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.