Residential Wholesale Mortgage, Inc. mortgage approval rate & lending review
Residential Wholesale Mortgage, Inc. decided 3,786 mortgage applications and funded 3,637 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Residential Wholesale Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Residential Wholesale Mortgage, Inc. at a glance
Approval is 11.1 points above the 85.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 2,896 / 2,959 | 99% | $375K | 2,878 |
| Cash-out refinance | 84% | 98 / 117 | 98% | $325K | 96 |
| Refinance | 95% | 282 / 298 | 99% | $445K | 279 |
| Investment property purchase | 95% | 266 / 280 | 100% | $285K | 265 |
| Investment cash-out refinance | 83% | 40 / 48 | 100% | $235K | 40 |
| Investment refinance | 94% | 67 / 71 | 99% | $275K | 66 |
Residential Wholesale Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $475K | 1,719 | 1,668 |
| Texas | 96% | $285K | 506 | 485 |
| Arizona | 96% | $235K | 267 | 254 |
| Washington | 95% | $455K | 236 | 224 |
| Colorado | 97% | $425K | 158 | 151 |
| North Carolina | 98% | $325K | 145 | 141 |
| Ohio | 99% | $245K | 104 | 103 |
| Nevada | 94% | $365K | 103 | 96 |
| South Carolina | 98% | $285K | 103 | 101 |
| Georgia | 93% | $215K | 91 | 84 |
| Florida | 96% | $365K | 72 | 68 |
| Tennessee | 100% | $385K | 57 | 56 |
| Alabama | 91% | $235K | 54 | 49 |
| Michigan | 98% | $255K | 47 | 46 |
| Illinois | 90% | $205K | 21 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Residential Wholesale Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Diego County, CA | Mortgage lenders | 100% | 404 | 401 |
| Riverside County, CA | Mortgage lenders | 98% | 296 | 289 |
| Tulare County, CA | Mortgage lenders | 100% | 226 | 224 |
| Fresno County, CA | Mortgage lenders | 98% | 134 | 130 |
| Whatcom County, WA | Mortgage lenders | 98% | 129 | 126 |
| Mohave County, AZ | Mortgage lenders | 97% | 100 | 97 |
| Lubbock County, TX | Mortgage lenders | 98% | 85 | 82 |
| Yuma County, AZ | Mortgage lenders | 100% | 64 | 64 |
| San Diego County, CA | Refinance | 95% | 61 | 58 |
| San Diego County, CA | Investment property purchase | 89% | 47 | 42 |
| Wichita County, TX | Mortgage lenders | 97% | 33 | 32 |
| Onslow County, NC | Mortgage lenders | 97% | 29 | 28 |
The county markets where Residential Wholesale Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Residential Wholesale Mortgage, Inc.
What is Residential Wholesale Mortgage, Inc.'s mortgage approval rate?
Residential Wholesale Mortgage, Inc. approved 96.7% of the 3,786 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.1 points above the 85.7% national rate for the same mix of loan types.
How often do borrowers take the loan Residential Wholesale Mortgage, Inc. offers?
Borrowers accepted 99% of the loans Residential Wholesale Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Residential Wholesale Mortgage, Inc. make?
The typical home purchase mortgage loan Residential Wholesale Mortgage, Inc. made was $375K; across all loan types its typical loan ran from $235K to $445K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Residential Wholesale Mortgage, Inc. lend?
Residential Wholesale Mortgage, Inc. decided applications in 28 of the states Fat Boy Data covers, most of them in California, Texas and Arizona.
Can I apply to Residential Wholesale Mortgage, Inc. directly?
Yes. Residential Wholesale Mortgage, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Residential Wholesale Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Residential Wholesale Mortgage, Inc. treats applications, then get a rate quote from the lender.