Lender profile · HMDA 2023–2025
Residential Wholesale Mortgage, Inc. mortgage approval rates & lending data
Residential Wholesale Mortgage, Inc. decided 3,786 mortgage applications and funded 3,637 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 2,896 / 2,959 | 99% | $375K | 2,878 |
| Cash-out refinance | 84% | 98 / 117 | 98% | $325K | 96 |
| Refinance | 95% | 282 / 298 | 99% | $445K | 279 |
| Investment property purchase | 95% | 266 / 280 | 100% | $285K | 265 |
| Investment cash-out refinance | 83% | 40 / 48 | 100% | $235K | 40 |
| Investment refinance | 94% | 67 / 71 | 99% | $275K | 66 |
Residential Wholesale Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $475K | 1,719 | 1,668 |
| Texas | 96% | $285K | 506 | 485 |
| Arizona | 96% | $235K | 267 | 254 |
| Washington | 95% | $455K | 236 | 224 |
| Colorado | 97% | $425K | 158 | 151 |
| North Carolina | 98% | $325K | 145 | 141 |
| Ohio | 99% | $245K | 104 | 103 |
| Nevada | 94% | $365K | 103 | 96 |
| South Carolina | 98% | $285K | 103 | 101 |
| Georgia | 93% | $215K | 91 | 84 |
| Florida | 96% | $365K | 72 | 68 |
| Tennessee | 100% | $385K | 57 | 56 |
| Alabama | 91% | $235K | 54 | 49 |
| Michigan | 98% | $255K | 47 | 46 |
| Illinois | 90% | $205K | 21 | 19 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.