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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Wichita County, Texas

Fat Boy Data analyzed home purchase mortgage activity in Wichita County, Texas, home to Wichita Falls, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,148 applications were decided by 244 lenders between 2023 and 2025.

Wichita County at a glance

244Active lenders30 with 20+ decisions
88.1%Market approval rate3,653 of 4,148 decided
$185KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,508 loans funded

How Wichita County compares

Approval rate compared
Wichita County88.1%Texas84.0%All 616 counties87.6%
Typical loan compared
Wichita County$185KTexas$315KAll 616 counties$335K

What the data shows

Flat Branch Mortgage, Inc. made the most home purchase mortgages in Wichita County, TX, 640 of them.

The Jacksboro National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 159.

The typical home purchase mortgage here is $185K, 41% smaller than the Texas typical of $315K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 26% approved of 209One lender: 36% approved of 124One lender: 70% approved of 23One lender: 71% approved of 21One lender: 79% approved of 89One lender: 81% approved of 32One lender: 86% approved of 105One lender: 86% approved of 22One lender: 88% approved of 32One lender: 88% approved of 24One lender: 90% approved of 20One lender: 92% approved of 75Mortgage Research Center, LLC: 93% approved of 240One lender: 93% approved of 130One lender: 94% approved of 34One lender: 94% approved of 156Union Square Credit Union: 95% approved of 332One lender: 95% approved of 21One lender: 95% approved of 21One lender: 96% approved of 102One lender: 96% approved of 27One lender: 97% approved of 33One lender: 98% approved of 40One lender: 98% approved of 40American National Bank & Trust: 98% approved of 496Flat Branch Mortgage, Inc.: 99% approved of 657One lender: 100% approved of 159One lender: 100% approved of 124One lender: 100% approved of 59One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Wichita County

LenderApprovalApprovedTaken upTypical loanLoans made
1Flat Branch Mortgage, Inc.99%650 / 65798%$185K640
2American National Bank & Trust98%487 / 49696%$195K469
3Union Square Credit Union95%314 / 33297%$175K306
4Mortgage Research Center, LLC93%223 / 24099%$215K220
521St Mortgage Corporation26%55 / 20995%$85K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 239 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Wichita County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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