refinance lenders · HMDA 2023–2025

Refinance lenders in San Diego County, California

Fat Boy Data analyzed mortgage refinance activity in San Diego County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 23,191 applications were decided by 459 lenders between 2023 and 2025.

San Diego County at a glance

459Active lenders129 with 20+ decisions
78.7%Market approval rate18,255 of 23,191 decided
$695KTypical loanmedian lender, $10K brackets
93%Borrower take-up16,981 loans funded

How San Diego County compares

Approval rate compared
San Diego County78.7%California76.7%All 616 counties76.5%
Typical loan compared
San Diego County$695KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in San Diego County, CA, 1,096 of them.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 61One lender: 34% approved of 471One lender: 43% approved of 532One lender: 44% approved of 386One lender: 48% approved of 67One lender: 53% approved of 88One lender: 54% approved of 241One lender: 56% approved of 173One lender: 57% approved of 189One lender: 58% approved of 77One lender: 59% approved of 278One lender: 60% approved of 78One lender: 60% approved of 460One lender: 60% approved of 91One lender: 63% approved of 308One lender: 64% approved of 367Bank of America, National Association: 65% approved of 1,058One lender: 69% approved of 103One lender: 71% approved of 206One lender: 73% approved of 151One lender: 73% approved of 100One lender: 76% approved of 169One lender: 77% approved of 98One lender: 77% approved of 56One lender: 77% approved of 386One lender: 78% approved of 325One lender: 79% approved of 185Rocket Mortgage, LLC: 80% approved of 1,435One lender: 80% approved of 85One lender: 81% approved of 77One lender: 82% approved of 92One lender: 82% approved of 99One lender: 82% approved of 84Pennymac Loan Services, LLC: 85% approved of 546U.S. Bank National Association: 86% approved of 1,180One lender: 86% approved of 169One lender: 87% approved of 290One lender: 87% approved of 67One lender: 87% approved of 164United Wholesale Mortgage, LLC: 88% approved of 4,355One lender: 88% approved of 343One lender: 89% approved of 134One lender: 89% approved of 64One lender: 89% approved of 452One lender: 89% approved of 511One lender: 90% approved of 71One lender: 90% approved of 429One lender: 91% approved of 55One lender: 92% approved of 226One lender: 93% approved of 146One lender: 93% approved of 240One lender: 94% approved of 237One lender: 94% approved of 64One lender: 94% approved of 113One lender: 95% approved of 91One lender: 95% approved of 61One lender: 98% approved of 393One lender: 99% approved of 216One lender: 100% approved of 70One lender: 100% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in San Diego County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%3,817 / 4,35596%$695K3,655
2Rocket Mortgage, LLC80%1,143 / 1,43596%$675K1,096
3U.S. Bank National Association86%1,011 / 1,18098%$695K992
4Bank of America, National Association65%689 / 1,05897%$305K666
5Pennymac Loan Services, LLC85%466 / 54691%$775K423

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 454 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in San Diego County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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