Lender profile · HMDA 2023–2025
S. C. State Federal Credit Union mortgage approval rates & lending data
S. C. State Federal Credit Union decided 1,731 mortgage applications and funded 1,216 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 66% | 78 / 119 | 88% | $175K | 69 |
| Home improvement loans | 76% | 405 / 535 | 90% | $65K | 366 |
| Cash-out refinance | 75% | 272 / 365 | 92% | $95K | 250 |
| Refinance | 84% | 578 / 691 | 90% | $105K | 523 |
S. C. State Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 78% | $95K | 1,728 | 1,216 |
| Georgia | 0% | — | 1 | 0 |
| Massachusetts | 0% | — | 1 | 0 |
| New Hampshire | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.