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refinance lenders · HMDA 2023–2025

Refinance lenders in Lane County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Lane County, Oregon, home to Eugene, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,010 applications were decided by 191 lenders between 2023 and 2025.

Lane County at a glance

191Active lenders29 with 20+ decisions
80.2%Market approval rate2,414 of 3,010 decided
$205KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,241 loans funded

How Lane County compares

Approval rate compared
Lane County80.2%Oregon80.3%All 616 counties76.5%
Typical loan compared
Lane County$205KOregon$275KAll 616 counties$295K

What the data shows

Oregon Community made the most mortgage refinances in Lane County, OR, 594 of them.

That is 27% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Evergreen Moneysource Mortgage Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical mortgage refinance here is $205K, 25% smaller than the Oregon typical of $275K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 52One lender: 35% approved of 20One lender: 52% approved of 25One lender: 57% approved of 30One lender: 57% approved of 47One lender: 61% approved of 31One lender: 67% approved of 79One lender: 68% approved of 69One lender: 69% approved of 26One lender: 73% approved of 52One lender: 76% approved of 38Rocket Mortgage, LLC: 77% approved of 133Selco Community: 79% approved of 236Onpoint Community Credit Union: 82% approved of 125Oregon Community: 84% approved of 758One lender: 87% approved of 30One lender: 88% approved of 41One lender: 88% approved of 25One lender: 88% approved of 25United Wholesale Mortgage, LLC: 91% approved of 207One lender: 91% approved of 58One lender: 91% approved of 35One lender: 92% approved of 36One lender: 92% approved of 24One lender: 93% approved of 44One lender: 95% approved of 37One lender: 97% approved of 111One lender: 98% approved of 46One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lane County

LenderApprovalApprovedTaken upTypical loanLoans made
1Oregon Community84%633 / 75894%$105K594
2Selco Community79%186 / 23690%$115K168
3United Wholesale Mortgage, LLCBroker only91%188 / 20796%$395K180
4Rocket Mortgage, LLC77%102 / 13397%$345K99
5Onpoint Community Credit Union82%103 / 12594%$95K97

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 186 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lane County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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