HomeOregonDeschutes CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Deschutes County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Deschutes County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,243 applications were decided by 176 lenders between 2023 and 2025.

Deschutes County at a glance

176Active lenders26 with 20+ decisions
80.3%Market approval rate1,802 of 2,243 decided
$335KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,700 loans funded

How Deschutes County compares

Approval rate compared
Deschutes County80.3%Oregon80.3%All 616 counties76.5%
Typical loan compared
Deschutes County$335KOregon$275KAll 616 counties$295K

What the data shows

Onpoint Community Credit Union made the most mortgage refinances in Deschutes County, OR, 233 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 38.

The typical mortgage refinance here is $335K, 22% larger than the Oregon typical of $275K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 42% approved of 33Mortgage Research Center, LLC: 43% approved of 21Lakeview Loan Servicing, LLC: 53% approved of 53Third Federal Savings And Loan Association Of Cleveland: 64% approved of 28Bank of America, National Association: 70% approved of 54Columbia Bank: 71% approved of 70First Interstate Bank: 72% approved of 120Oregon Community: 74% approved of 31Longbridge Financial, LLC: 77% approved of 26Selco Community: 79% approved of 124Mid Oregon Federal Credit Union: 79% approved of 53Onpoint Community Credit Union: 79% approved of 314U.S. Bank National Association: 83% approved of 60Rocket Mortgage, LLC: 85% approved of 102The Loan Store, Inc.: 85% approved of 34Village Capital & Investment LLC: 86% approved of 21Loandepot.Com, LLC: 87% approved of 47United Wholesale Mortgage, LLC: 88% approved of 171Finance of America Reverse LLC: 89% approved of 45Freedom Mortgage Corporation: 89% approved of 37Cmg Mortgage, Inc.: 91% approved of 54Newrez LLC: 92% approved of 39First Community: 94% approved of 36Pennymac Loan Services, LLC: 96% approved of 27Mutual of Omaha Mortgage, Inc.: 96% approved of 28Guild Mortgage Company LLC: 97% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Deschutes County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union79%249 / 31494%$125K233
2United Wholesale Mortgage, LLCBroker only88%150 / 17197%$475K145
3Selco Community79%98 / 12491%$155K89
4First Interstate Bank72%86 / 12099%$205K85
5Rocket Mortgage, LLC85%87 / 10297%$515K84

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 171 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Deschutes County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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