Servion, Inc. mortgage approval rate & lending review
Servion, Inc. decided 2,578 mortgage applications and funded 2,407 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Servion, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Servion, Inc. at a glance
Approval is 9.5 points above the 84.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,951 / 2,013 | 100% | $245K | 1,942 |
| Cash-out refinance | 79% | 242 / 306 | 99% | $175K | 239 |
| Refinance | 86% | 150 / 174 | 98% | $235K | 147 |
| Investment property purchase | 96% | 64 / 67 | 100% | $165K | 64 |
Servion, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 97% | $285K | 850 | 820 |
| Wisconsin | 93% | $235K | 407 | 372 |
| Illinois | 92% | $225K | 183 | 167 |
| Montana | 97% | $285K | 131 | 126 |
| Indiana | 86% | $165K | 95 | 82 |
| Iowa | 94% | $205K | 82 | 76 |
| Ohio | 95% | $185K | 80 | 75 |
| Nebraska | 99% | $235K | 69 | 68 |
| Texas | 74% | $225K | 62 | 45 |
| Maine | 100% | $255K | 61 | 61 |
| Colorado | 98% | $475K | 55 | 54 |
| Florida | 96% | $355K | 52 | 50 |
| Arkansas | 87% | $295K | 45 | 38 |
| Oklahoma | 91% | $255K | 45 | 41 |
| New Mexico | 100% | $275K | 37 | 37 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Servion, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Louis County, MN | Mortgage lenders | 99% | 165 | 163 |
| La Crosse County, WI | Mortgage lenders | 99% | 158 | 154 |
| Olmsted County, MN | Mortgage lenders | 98% | 97 | 95 |
| Yellowstone County, MT | Mortgage lenders | 96% | 97 | 93 |
| Ramsey County, MN | Mortgage lenders | 97% | 75 | 73 |
| Anoka County, MN | Mortgage lenders | 100% | 52 | 52 |
| Washington County, MN | Mortgage lenders | 98% | 52 | 51 |
| La Crosse County, WI | Refinance | 96% | 52 | 50 |
| Stearns County, MN | Mortgage lenders | 96% | 51 | 49 |
| Allen County, OH | Mortgage lenders | 93% | 46 | 43 |
| St. Louis County, MN | Cash-out refinance | 79% | 33 | 26 |
| Sheboygan County, WI | Mortgage lenders | 93% | 28 | 26 |
The county markets where Servion, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Servion, Inc.
What is Servion, Inc.'s mortgage approval rate?
Servion, Inc. approved 93.9% of the 2,578 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.5 points above the 84.5% national rate for the same mix of loan types.
How often do borrowers take the loan Servion, Inc. offers?
Borrowers accepted 99% of the loans Servion, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Servion, Inc. make?
The typical home purchase mortgage loan Servion, Inc. made was $245K; across all loan types its typical loan ran from $165K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Servion, Inc. lend?
Servion, Inc. decided applications in 39 of the states Fat Boy Data covers, most of them in Minnesota, Wisconsin and Illinois.
Can I apply to Servion, Inc. directly?
Yes. Servion, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Servion, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Servion, Inc. treats applications, then get a rate quote from the lender.