Silver Hill Funding, LLC mortgage approval rate & lending review
Silver Hill Funding, LLC decided 1,122 mortgage applications and funded 674 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Silver Hill Funding, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to commercial.silverhillcap.com.
This lender is broker only. It does not take applications from borrowers directly; you would reach it through a mortgage broker.
Silver Hill Funding, LLC at a glance
Approval is 16.9 points below the 77.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 62% | 139 / 226 | 100% | $275K | 139 |
| Investment cash-out refinance | 61% | 404 / 662 | 100% | $285K | 404 |
| Investment refinance | 56% | 131 / 234 | 100% | $275K | 131 |
Silver Hill Funding, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 65% | $305K | 150 | 97 |
| New York | 48% | $495K | 116 | 56 |
| Pennsylvania | 59% | $165K | 111 | 66 |
| New Jersey | 64% | $445K | 107 | 68 |
| California | 57% | $635K | 77 | 44 |
| Georgia | 66% | $275K | 74 | 49 |
| Texas | 54% | $305K | 70 | 38 |
| Illinois | 55% | $185K | 62 | 34 |
| Maryland | 53% | $355K | 47 | 25 |
| Ohio | 61% | $165K | 31 | 19 |
| Connecticut | 76% | $225K | 25 | 19 |
| North Carolina | 72% | $205K | 25 | 18 |
| Massachusetts | 54% | $425K | 24 | 13 |
| Virginia | 67% | $175K | 24 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Silver Hill Funding, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Philadelphia County, PA | Investment cash-out refinance | 54% | 35 | 19 |
| Cook County, IL | Investment cash-out refinance | 38% | 29 | 11 |
The county markets where Silver Hill Funding, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Silver Hill Funding, LLC
What is Silver Hill Funding, LLC's mortgage approval rate?
Silver Hill Funding, LLC approved 60.1% of the 1,122 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.9 points below the 77.0% national rate for the same mix of loan types.
How often do borrowers take the loan Silver Hill Funding, LLC offers?
Borrowers accepted 100% of the loans Silver Hill Funding, LLC approved, against 92% for all investment cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Silver Hill Funding, LLC make?
The typical investment cash-out refinance loan Silver Hill Funding, LLC made was $285K; across all loan types its typical loan ran from $275K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Silver Hill Funding, LLC lend?
Silver Hill Funding, LLC decided applications in 39 of the states Fat Boy Data covers, most of them in Florida, New York and Pennsylvania.
Can I apply to Silver Hill Funding, LLC directly?
No. Silver Hill Funding, LLC is a wholesale lender: it funds loans that mortgage brokers bring to it and does not take applications from borrowers directly. Its website is commercial.silverhillcap.com.
Does this page show Silver Hill Funding, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Silver Hill Funding, LLC treats applications, then get a rate quote from the lender.