Silver Lake Bank mortgage approval rate & lending review
Silver Lake Bank decided 311 mortgage applications and funded 275 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Silver Lake Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Silver Lake Bank at a glance
Approval is 14.6 points above the 80.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 69 / 72 | 87% | $175K | 60 |
| Home improvement loans | 90% | 28 / 31 | 96% | $75K | 27 |
| Refinance | 91% | 32 / 35 | 100% | $125K | 32 |
| Investment property purchase | 96% | 107 / 111 | 93% | $135K | 100 |
| Investment refinance | 98% | 49 / 50 | 92% | $95K | 45 |
Silver Lake Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 95% | $95K | 294 | 259 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Silver Lake Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Shawnee County, KS | Mortgage lenders | 97% | 58 | 47 |
| Shawnee County, KS | Investment property purchase | 93% | 54 | 47 |
| Douglas County, KS | Investment property purchase | 100% | 35 | 33 |
| Shawnee County, KS | Investment refinance | 96% | 28 | 26 |
| Shawnee County, KS | Home improvement loans | 88% | 26 | 23 |
| Shawnee County, KS | Refinance | 92% | 24 | 22 |
The county markets where Silver Lake Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Silver Lake Bank
What is Silver Lake Bank's mortgage approval rate?
Silver Lake Bank approved 95.5% of the 311 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.6 points above the 80.8% national rate for the same mix of loan types.
How often do borrowers take the loan Silver Lake Bank offers?
Borrowers accepted 93% of the loans Silver Lake Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Silver Lake Bank make?
The typical investment property mortgage loan Silver Lake Bank made was $135K; across all loan types its typical loan ran from $75K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Silver Lake Bank lend?
Silver Lake Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Kansas and Missouri.
Can I apply to Silver Lake Bank directly?
Yes. Silver Lake Bank is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Silver Lake Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Silver Lake Bank treats applications, then get a rate quote from the lender.