Sirva Mortgage, Inc. mortgage approval rate & lending review
Sirva Mortgage, Inc. decided 4,261 mortgage applications and funded 3,039 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sirva Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to mortgage.sirva.com.
Sirva Mortgage, Inc. at a glance
Approval is 9.8 points above the 87.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 4,046 / 4,143 | 74% | $405K | 2,975 |
| Cash-out refinance | 50% | 15 / 30 | 80% | $215K | 12 |
| Refinance | 90% | 44 / 49 | 82% | $365K | 36 |
| Investment property purchase | 89% | 24 / 27 | 50% | $215K | 12 |
Sirva Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $405K | 581 | 390 |
| Tennessee | 97% | $415K | 317 | 243 |
| Florida | 96% | $495K | 283 | 191 |
| California | 98% | $395K | 253 | 196 |
| North Carolina | 97% | $405K | 210 | 154 |
| Ohio | 96% | $315K | 202 | 148 |
| Oregon | 97% | $385K | 165 | 106 |
| Indiana | 96% | $335K | 163 | 122 |
| Arizona | 98% | $465K | 154 | 106 |
| Georgia | 98% | $465K | 151 | 99 |
| Illinois | 98% | $405K | 133 | 93 |
| South Carolina | 98% | $405K | 122 | 86 |
| Minnesota | 97% | $425K | 109 | 73 |
| Michigan | 97% | $325K | 101 | 67 |
| New Mexico | 95% | $375K | 93 | 69 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sirva Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Washington County, OR | Mortgage lenders | 96% | 107 | 62 |
| San Mateo County, CA | Mortgage lenders | 100% | 69 | 60 |
| Williamson County, TN | Mortgage lenders | 100% | 54 | 44 |
| Sandoval County, NM | Mortgage lenders | 93% | 57 | 41 |
| Hamilton County, TN | Mortgage lenders | 100% | 40 | 33 |
| San Francisco County, CA | Mortgage lenders | 100% | 24 | 19 |
The county markets where Sirva Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Sirva Mortgage, Inc.
What is Sirva Mortgage, Inc.'s mortgage approval rate?
Sirva Mortgage, Inc. approved 97.1% of the 4,261 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.8 points above the 87.3% national rate for the same mix of loan types.
How often do borrowers take the loan Sirva Mortgage, Inc. offers?
Borrowers accepted 73% of the loans Sirva Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sirva Mortgage, Inc. make?
The typical home purchase mortgage loan Sirva Mortgage, Inc. made was $405K; across all loan types its typical loan ran from $215K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sirva Mortgage, Inc. lend?
Sirva Mortgage, Inc. decided applications in 47 of the states Fat Boy Data covers, most of them in Texas, Tennessee and Florida.
Can I apply to Sirva Mortgage, Inc. directly?
Yes. Sirva Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is mortgage.sirva.com.
Does this page show Sirva Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sirva Mortgage, Inc. treats applications, then get a rate quote from the lender.