Starboard Financial Management, LLC mortgage approval rate & lending review
Starboard Financial Management, LLC decided 674 mortgage applications and funded 653 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Starboard Financial Management, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to starboardfinancial.com.
Starboard Financial Management, LLC at a glance
Approval is 13.0 points above the 83.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 417 / 432 | 100% | $375K | 417 |
| Cash-out refinance | 93% | 28 / 30 | 100% | $245K | 28 |
| Refinance | 98% | 148 / 151 | 100% | $305K | 148 |
| Investment property purchase | 100% | 38 / 38 | 100% | $295K | 38 |
Starboard Financial Management, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 97% | $375K | 614 | 594 |
| California | 98% | $455K | 48 | 47 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Starboard Financial Management, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Coconino County, AZ | Mortgage lenders | 93% | 41 | 38 |
| Pinal County, AZ | Refinance | 95% | 39 | 37 |
The county markets where Starboard Financial Management, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Starboard Financial Management, LLC
What is Starboard Financial Management, LLC's mortgage approval rate?
Starboard Financial Management, LLC approved 96.9% of the 674 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.0 points above the 83.9% national rate for the same mix of loan types.
How often do borrowers take the loan Starboard Financial Management, LLC offers?
Borrowers accepted 100% of the loans Starboard Financial Management, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Starboard Financial Management, LLC make?
The typical home purchase mortgage loan Starboard Financial Management, LLC made was $375K; across all loan types its typical loan ran from $245K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Starboard Financial Management, LLC lend?
Starboard Financial Management, LLC decided applications in 8 of the states Fat Boy Data covers, most of them in Arizona, California and Utah.
Can I apply to Starboard Financial Management, LLC directly?
Yes. Starboard Financial Management, LLC reports as a direct lender that takes applications from borrowers. Its website is starboardfinancial.com.
Does this page show Starboard Financial Management, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Starboard Financial Management, LLC treats applications, then get a rate quote from the lender.