Lender profile · HMDA 2023–2025
Starboard Financial Management, LLC mortgage approval rates & lending data
Starboard Financial Management, LLC decided 674 mortgage applications and funded 653 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 417 / 432 | 100% | $375K | 417 |
| Cash-out refinance | 93% | 28 / 30 | 100% | $245K | 28 |
| Refinance | 98% | 148 / 151 | 100% | $305K | 148 |
| Investment property purchase | 100% | 38 / 38 | 100% | $295K | 38 |
Starboard Financial Management, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 97% | $375K | 614 | 594 |
| California | 98% | $455K | 48 | 47 |
| Utah | 100% | $415K | 4 | 4 |
| Washington | 100% | $395K | 4 | 4 |
| Idaho | 100% | $725K | 1 | 1 |
| New Mexico | 100% | $235K | 1 | 1 |
| Oregon | 100% | $475K | 1 | 1 |
| Texas | 100% | $415K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.