Staunton Financial, Inc. mortgage approval rate & lending review
Staunton Financial, Inc. decided 5,761 mortgage applications and funded 5,498 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Staunton Financial, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Staunton Financial, Inc. at a glance
Approval is 9.7 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,748 / 4,929 | 100% | $215K | 4,729 |
| Cash-out refinance | 94% | 184 / 196 | 99% | $255K | 183 |
| Refinance | 95% | 258 / 272 | 99% | $275K | 255 |
| Investment property purchase | 93% | 256 / 276 | 99% | $175K | 254 |
| Investment cash-out refinance | 90% | 64 / 71 | 98% | $215K | 63 |
Staunton Financial, Inc. lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Staunton Financial, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Oakland County, MI | Mortgage lenders | 97% | 1,430 | 1,383 |
| Wayne County, MI | Mortgage lenders | 96% | 1,287 | 1,228 |
| Washtenaw County, MI | Mortgage lenders | 97% | 468 | 455 |
| Macomb County, MI | Mortgage lenders | 96% | 454 | 434 |
| Bay County, MI | Mortgage lenders | 97% | 305 | 295 |
| Livingston County, MI | Mortgage lenders | 96% | 212 | 202 |
| Saginaw County, MI | Mortgage lenders | 97% | 194 | 188 |
| Genesee County, MI | Mortgage lenders | 98% | 131 | 127 |
| Jackson County, MI | Mortgage lenders | 95% | 126 | 119 |
| Oakland County, MI | Refinance | 94% | 105 | 98 |
| Oakland County, MI | Investment property purchase | 92% | 87 | 80 |
| Monroe County, MI | Mortgage lenders | 92% | 86 | 79 |
The county markets where Staunton Financial, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Staunton Financial, Inc.
What is Staunton Financial, Inc.'s mortgage approval rate?
Staunton Financial, Inc. approved 95.9% of the 5,761 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.7 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Staunton Financial, Inc. offers?
Borrowers accepted 100% of the loans Staunton Financial, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Staunton Financial, Inc. make?
The typical home purchase mortgage loan Staunton Financial, Inc. made was $215K; across all loan types its typical loan ran from $175K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Staunton Financial, Inc. lend?
Staunton Financial, Inc. decided applications in 10 of the states Fat Boy Data covers, most of them in Michigan, Florida and Kansas.
Can I apply to Staunton Financial, Inc. directly?
Yes. Staunton Financial, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Staunton Financial, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Staunton Financial, Inc. treats applications, then get a rate quote from the lender.