Lender profile · HMDA 2023–2025
Texana Bank, National Association mortgage approval rates & lending data
Texana Bank, National Association decided 3,240 mortgage applications and funded 1,943 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,161 / 1,232 | 89% | $295K | 1,030 |
| Cash-out refinance | 52% | 695 / 1,335 | 64% | $285K | 446 |
| Refinance | 79% | 380 / 484 | 82% | $305K | 312 |
| Investment property purchase | 96% | 119 / 124 | 90% | $175K | 107 |
| Investment cash-out refinance | 92% | 37 / 40 | 84% | $265K | 31 |
Texana Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 74% | $295K | 393 | 237 |
| Texas | 93% | $285K | 247 | 191 |
| Tennessee | 87% | $335K | 192 | 148 |
| Ohio | 87% | $205K | 153 | 112 |
| California | 51% | $425K | 150 | 57 |
| North Carolina | 66% | $285K | 140 | 68 |
| Colorado | 91% | $465K | 139 | 111 |
| Georgia | 65% | $335K | 125 | 57 |
| Michigan | 84% | $275K | 110 | 75 |
| Arizona | 60% | $405K | 104 | 52 |
| Kentucky | 89% | $275K | 99 | 76 |
| New York | 73% | $265K | 91 | 50 |
| Nevada | 61% | $345K | 82 | 38 |
| Indiana | 80% | $255K | 80 | 46 |
| South Carolina | 65% | $275K | 74 | 35 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.