Texana Bank, National Association mortgage approval rate & lending review
Texana Bank, National Association decided 3,240 mortgage applications and funded 1,943 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Texana Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Texana Bank, National Association at a glance
Approval is 3.1 points below the 77.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,161 / 1,232 | 89% | $295K | 1,030 |
| Cash-out refinance | 52% | 695 / 1,335 | 64% | $285K | 446 |
| Refinance | 79% | 380 / 484 | 82% | $305K | 312 |
| Investment property purchase | 96% | 119 / 124 | 90% | $175K | 107 |
| Investment cash-out refinance | 92% | 37 / 40 | 84% | $265K | 31 |
Texana Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 74% | $295K | 393 | 237 |
| Texas | 93% | $285K | 247 | 191 |
| Tennessee | 87% | $335K | 192 | 148 |
| Ohio | 87% | $205K | 153 | 112 |
| California | 51% | $425K | 150 | 57 |
| North Carolina | 66% | $285K | 140 | 68 |
| Colorado | 91% | $465K | 139 | 111 |
| Georgia | 65% | $335K | 125 | 57 |
| Michigan | 84% | $275K | 110 | 75 |
| Arizona | 60% | $405K | 104 | 52 |
| Kentucky | 89% | $275K | 99 | 76 |
| New York | 73% | $265K | 91 | 50 |
| Nevada | 61% | $345K | 82 | 38 |
| Indiana | 80% | $255K | 80 | 46 |
| South Carolina | 65% | $275K | 74 | 35 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Texana Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Providence County, RI | Cash-out refinance | 65% | 20 | 11 |
The county markets where Texana Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Texana Bank, National Association
What is Texana Bank, National Association's mortgage approval rate?
Texana Bank, National Association approved 74.6% of the 3,240 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.1 points below the 77.7% national rate for the same mix of loan types.
How often do borrowers take the loan Texana Bank, National Association offers?
Borrowers accepted 80% of the loans Texana Bank, National Association approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Texana Bank, National Association make?
The typical cash-out refinance loan Texana Bank, National Association made was $285K; across all loan types its typical loan ran from $175K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Texana Bank, National Association lend?
Texana Bank, National Association decided applications in 48 of the states Fat Boy Data covers, most of them in Florida, Texas and Tennessee.
Can I apply to Texana Bank, National Association directly?
Yes. Texana Bank, National Association is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Texana Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Texana Bank, National Association treats applications, then get a rate quote from the lender.