Texas National Bank of Jacksonville mortgage approval rate & lending review
Texas National Bank of Jacksonville decided 282 mortgage applications and funded 237 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Texas National Bank of Jacksonville reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Texas National Bank of Jacksonville at a glance
Approval is 9.6 points above the 81.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 66 / 79 | 92% | $305K | 61 |
| Home improvement loans | 88% | 22 / 25 | 82% | $115K | 18 |
| Investment property purchase | 99% | 123 / 124 | 95% | $205K | 117 |
Texas National Bank of Jacksonville lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $205K | 281 | 236 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Texas National Bank of Jacksonville lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Smith County, TX | Investment property purchase | 99% | 86 | 81 |
| Smith County, TX | Mortgage lenders | 85% | 61 | 48 |
| Gregg County, TX | Investment property purchase | 100% | 21 | 19 |
| Smith County, TX | Home improvement loans | 95% | 22 | 17 |
The county markets where Texas National Bank of Jacksonville made the most loans. Each link opens that market with every lender ranked.
Questions about Texas National Bank of Jacksonville
What is Texas National Bank of Jacksonville's mortgage approval rate?
Texas National Bank of Jacksonville approved 91.1% of the 282 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.6 points above the 81.5% national rate for the same mix of loan types.
How often do borrowers take the loan Texas National Bank of Jacksonville offers?
Borrowers accepted 92% of the loans Texas National Bank of Jacksonville approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Texas National Bank of Jacksonville make?
The typical investment property mortgage loan Texas National Bank of Jacksonville made was $205K; across all loan types its typical loan ran from $115K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Texas National Bank of Jacksonville lend?
Texas National Bank of Jacksonville decided applications in 2 of the states Fat Boy Data covers, most of them in Texas and Illinois.
Can I apply to Texas National Bank of Jacksonville directly?
Yes. Texas National Bank of Jacksonville is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Texas National Bank of Jacksonville's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Texas National Bank of Jacksonville treats applications, then get a rate quote from the lender.