Investment property lenders in Smith County, Texas
Fat Boy Data analyzed investment property mortgage activity in Smith County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,213 applications were decided by 180 lenders between 2023 and 2025.
Smith County at a glance
How Smith County compares
What the data shows
Austin Bank, Texas National Association made the most investment property mortgages in Smith County, TX, 98 of them.
VeraBank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 87.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property lenders in Smith County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Austin Bank, Texas National Association | 97% | 99 / 102 | 99% | $195K | 98 |
| 2 | VeraBank, National Association | 100% | 87 / 87 | 99% | $255K | 86 |
| 3 | Texas National Bank of Jacksonville | 99% | 85 / 86 | 95% | $205K | 81 |
| 4 | Texas Bank and Trust Company | 97% | 77 / 79 | 90% | $165K | 69 |
| 5 | United Wholesale Mortgage, LLCBroker only | 84% | 36 / 43 | 97% | $205K | 35 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 175 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Smith County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
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