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investment property lenders · HMDA 2023–2025

Investment property lenders in Smith County, Texas

Fat Boy Data analyzed investment property mortgage activity in Smith County, Texas, home to Tyler, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,213 applications were decided by 180 lenders between 2023 and 2025.

Smith County at a glance

180Active lenders14 with 20+ decisions
86.6%Market approval rate1,050 of 1,213 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up999 loans funded

How Smith County compares

Approval rate compared
Smith County86.6%Texas87.5%All 616 counties87.5%
Typical loan compared
Smith County$195KTexas$215KAll 616 counties$255K

What the data shows

Austin Bank, Texas National Association made the most investment property mortgages in Smith County, TX, 98 of them.

VeraBank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 87.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 43One lender: 81% approved of 21One lender: 82% approved of 28United Wholesale Mortgage, LLC: 84% approved of 43One lender: 86% approved of 42One lender: 95% approved of 40One lender: 96% approved of 23One lender: 96% approved of 23One lender: 96% approved of 25Austin Bank, Texas National Association: 97% approved of 102Texas Bank and Trust Company: 97% approved of 79Texas National Bank of Jacksonville: 99% approved of 86VeraBank, National Association: 100% approved of 87One lender: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Smith County

LenderApprovalApprovedTaken upTypical loanLoans made
1Austin Bank, Texas National Association97%99 / 10299%$195K98
2VeraBank, National Association100%87 / 8799%$255K86
3Texas National Bank of Jacksonville99%85 / 8695%$205K81
4Texas Bank and Trust Company97%77 / 7990%$165K69
5United Wholesale Mortgage, LLCBroker only84%36 / 4397%$205K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 175 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Smith County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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