The Lyons N.A.tional Bank mortgage approval rate & lending review
The Lyons N.A.tional Bank decided 1,430 mortgage applications and funded 1,342 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Lyons N.A.tional Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Lyons N.A.tional Bank at a glance
Approval is 15.8 points above the 78.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 607 / 623 | 100% | $225K | 606 |
| Home improvement loans | 88% | 305 / 345 | 98% | $75K | 300 |
| Refinance | 90% | 96 / 107 | 98% | $155K | 94 |
| Investment property purchase | 99% | 217 / 220 | 100% | $145K | 216 |
| Investment refinance | 98% | 54 / 55 | 100% | $125K | 54 |
| Investment home improvement | 88% | 50 / 57 | 100% | $85K | 50 |
The Lyons N.A.tional Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 94% | $155K | 1,421 | 1,333 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Lyons N.A.tional Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ontario County, NY | Mortgage lenders | 97% | 262 | 254 |
| Monroe County, NY | Mortgage lenders | 98% | 248 | 244 |
| Ontario County, NY | Home improvement loans | 88% | 197 | 172 |
| Monroe County, NY | Investment property purchase | 99% | 118 | 116 |
| Monroe County, NY | Home improvement loans | 92% | 98 | 87 |
| Onondaga County, NY | Mortgage lenders | 98% | 88 | 86 |
| Ontario County, NY | Investment property purchase | 100% | 62 | 62 |
| Monroe County, NY | Investment refinance | 100% | 46 | 46 |
| Monroe County, NY | Refinance | 100% | 43 | 43 |
| Ontario County, NY | Refinance | 82% | 50 | 39 |
| Onondaga County, NY | Home improvement loans | 84% | 43 | 36 |
The county markets where The Lyons N.A.tional Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Lyons N.A.tional Bank
What is The Lyons N.A.tional Bank's mortgage approval rate?
The Lyons N.A.tional Bank approved 94.5% of the 1,430 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.8 points above the 78.6% national rate for the same mix of loan types.
How often do borrowers take the loan The Lyons N.A.tional Bank offers?
Borrowers accepted 99% of the loans The Lyons N.A.tional Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Lyons N.A.tional Bank make?
The typical home purchase mortgage loan The Lyons N.A.tional Bank made was $225K; across all loan types its typical loan ran from $75K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Lyons N.A.tional Bank lend?
The Lyons N.A.tional Bank decided applications in 4 of the states Fat Boy Data covers, most of them in New York, Florida and Virginia.
Can I apply to The Lyons N.A.tional Bank directly?
Yes. The Lyons N.A.tional Bank is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Lyons N.A.tional Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Lyons N.A.tional Bank treats applications, then get a rate quote from the lender.