Lender profile · HMDA 2023–2025
The Park Bank mortgage approval rates & lending data
The Park Bank decided 995 mortgage applications and funded 906 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 427 / 447 | 98% | $385K | 418 |
| Home improvement loans | 86% | 85 / 99 | 98% | $75K | 83 |
| Cash-out refinance | 92% | 36 / 39 | 100% | $255K | 36 |
| Refinance | 92% | 303 / 328 | 99% | $215K | 299 |
| Investment property purchase | 94% | 58 / 62 | 93% | $295K | 54 |
The Park Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 93% | $295K | 986 | 898 |
| Florida | 83% | $435K | 6 | 5 |
| Arizona | 100% | $255K | 2 | 2 |
| Minnesota | 100% | $1.30M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.