The Park Bank mortgage approval rate & lending review
The Park Bank decided 995 mortgage applications and funded 906 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Park Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Park Bank at a glance
Approval is 12.7 points above the 80.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 427 / 447 | 98% | $385K | 418 |
| Home improvement loans | 86% | 85 / 99 | 98% | $75K | 83 |
| Cash-out refinance | 92% | 36 / 39 | 100% | $255K | 36 |
| Refinance | 92% | 303 / 328 | 99% | $215K | 299 |
| Investment property purchase | 94% | 58 / 62 | 93% | $295K | 54 |
The Park Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 93% | $295K | 986 | 898 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Park Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dane County, WI | Mortgage lenders | 96% | 415 | 389 |
| Dane County, WI | Refinance | 93% | 313 | 287 |
| Dane County, WI | Home improvement loans | 87% | 91 | 77 |
| Dane County, WI | Investment property purchase | 96% | 47 | 41 |
| Dane County, WI | Cash-out refinance | 92% | 36 | 33 |
The county markets where The Park Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Park Bank
What is The Park Bank's mortgage approval rate?
The Park Bank approved 93.1% of the 995 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.7 points above the 80.4% national rate for the same mix of loan types.
How often do borrowers take the loan The Park Bank offers?
Borrowers accepted 98% of the loans The Park Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Park Bank make?
The typical home purchase mortgage loan The Park Bank made was $385K; across all loan types its typical loan ran from $75K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Park Bank lend?
The Park Bank decided applications in 4 of the states Fat Boy Data covers, most of them in Wisconsin, Florida and Arizona.
Can I apply to The Park Bank directly?
Yes. The Park Bank is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Park Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Park Bank treats applications, then get a rate quote from the lender.