Tomo Mortgage, LLC mortgage approval rate & lending review
Tomo Mortgage, LLC decided 4,722 mortgage applications and funded 4,057 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Tomo Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to tomo.com.
Tomo Mortgage, LLC at a glance
Approval is 0.8 points below the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 3,149 / 3,644 | 99% | $415K | 3,117 |
| Investment property purchase | 88% | 949 / 1,078 | 99% | $305K | 940 |
Tomo Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 88% | $385K | 762 | 660 |
| Florida | 87% | $415K | 553 | 478 |
| California | 89% | $745K | 354 | 310 |
| North Carolina | 84% | $435K | 280 | 235 |
| New Jersey | 82% | $545K | 276 | 226 |
| Georgia | 88% | $385K | 245 | 214 |
| Washington | 87% | $705K | 190 | 160 |
| Pennsylvania | 82% | $455K | 176 | 145 |
| Illinois | 78% | $395K | 169 | 131 |
| Connecticut | 87% | $365K | 159 | 138 |
| Virginia | 86% | $615K | 139 | 118 |
| Ohio | 87% | $325K | 135 | 117 |
| Michigan | 82% | $295K | 128 | 103 |
| Maryland | 90% | $525K | 121 | 108 |
| South Carolina | 91% | $305K | 116 | 105 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Tomo Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Collin County, TX | Investment property purchase | 89% | 27 | 24 |
| South Central Connecticut Planning Region, CT | Mortgage lenders | 74% | 31 | 22 |
| King County, WA | Investment property purchase | 85% | 26 | 22 |
The county markets where Tomo Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Tomo Mortgage, LLC
What is Tomo Mortgage, LLC's mortgage approval rate?
Tomo Mortgage, LLC approved 86.8% of the 4,722 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.8 points below the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Tomo Mortgage, LLC offers?
Borrowers accepted 99% of the loans Tomo Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Tomo Mortgage, LLC make?
The typical home purchase mortgage loan Tomo Mortgage, LLC made was $415K; across all loan types its typical loan ran from $305K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Tomo Mortgage, LLC lend?
Tomo Mortgage, LLC decided applications in 33 of the states Fat Boy Data covers, most of them in Texas, Florida and California.
Can I apply to Tomo Mortgage, LLC directly?
Yes. Tomo Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is tomo.com.
Does this page show Tomo Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Tomo Mortgage, LLC treats applications, then get a rate quote from the lender.