Lender profile · HMDA 2023–2025
Union Square Credit Union mortgage approval rates & lending data
Union Square Credit Union decided 770 mortgage applications and funded 708 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 351 / 372 | 98% | $175K | 343 |
| Cash-out refinance | 73% | 57 / 78 | 95% | $145K | 54 |
| Refinance | 89% | 72 / 81 | 100% | $195K | 72 |
| Investment property purchase | 100% | 189 / 189 | 100% | $145K | 189 |
Union Square Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $175K | 758 | 697 |
| New Mexico | 100% | $95K | 3 | 3 |
| Oklahoma | 100% | $165K | 3 | 3 |
| Arkansas | 100% | $365K | 1 | 1 |
| Massachusetts | 100% | $1.47M | 1 | 1 |
| Ohio | 100% | $215K | 1 | 1 |
| South Carolina | 100% | $795K | 1 | 1 |
| Tennessee | 100% | $205K | 1 | 1 |
| Wisconsin | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.