Cash-out refinance lenders in Wichita County, Texas
Fat Boy Data analyzed cash-out refinance activity in Wichita County, Texas, home to Wichita Falls, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 811 applications were decided by 80 lenders between 2023 and 2025.
Wichita County at a glance
How Wichita County compares
What the data shows
Texoma Community Credit Union made the most cash-out refinances in Wichita County, TX, 169 of them.
That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Wichita Falls Teachers Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.
Lenders approved 74.4% of cash-out refinance applications in Wichita County, TX, 7.6 percentage points above the Texas rate of 66.8%.
The typical cash-out refinance here is $125K, 32% smaller than the Texas typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Cash-out refinance lenders in Wichita County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Texoma Community Credit Union | 98% | 169 / 172 | 100% | $65K | 169 |
| 2 | Rocket Mortgage, LLC | 77% | 86 / 112 | 98% | $155K | 84 |
| 3 | Union Square Credit Union | 72% | 55 / 76 | 95% | $145K | 52 |
| 4 | American National Bank & Trust | 87% | 40 / 46 | 92% | $125K | 37 |
| 5 | Amerisave Mortgage Corporation | 32% | 10 / 31 | 90% | $145K | 9 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 75 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest cash-out refinance lenders in Wichita County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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