Lender profile · HMDA 2023–2025
United Community Bank (Illinois) mortgage approval rates & lending data
United Community Bank (Illinois) decided 1,840 mortgage applications and funded 1,701 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 662 / 696 | 100% | $155K | 659 |
| Home improvement loans | 90% | 326 / 362 | 100% | $35K | 326 |
| Cash-out refinance | 76% | 47 / 62 | 100% | $95K | 47 |
| Refinance | 91% | 405 / 446 | 100% | $55K | 403 |
| Investment property purchase | 98% | 180 / 184 | 99% | $105K | 179 |
| Investment refinance | 98% | 65 / 66 | 100% | $105K | 65 |
United Community Bank (Illinois) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 93% | $105K | 1,754 | 1,619 |
| Florida | 97% | $615K | 34 | 33 |
| Missouri | 100% | $175K | 32 | 32 |
| Indiana | 75% | $195K | 4 | 3 |
| Colorado | 100% | $415K | 2 | 2 |
| New York | 100% | $15K | 2 | 2 |
| North Carolina | 100% | $365K | 2 | 2 |
| Alabama | 100% | $495K | 1 | 1 |
| Arizona | 100% | $225K | 1 | 1 |
| Connecticut | 100% | $725K | 1 | 1 |
| Iowa | 100% | $225K | 1 | 1 |
| Michigan | 100% | $225K | 1 | 1 |
| Minnesota | 0% | — | 1 | 0 |
| Ohio | 100% | $615K | 1 | 1 |
| Oklahoma | 100% | $245K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.