Lender profile · HMDA 2023–2025
United Southern Bank mortgage approval rates & lending data
United Southern Bank decided 438 mortgage applications and funded 372 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 224 / 239 | 89% | $305K | 199 |
| Home improvement loans | 75% | 21 / 28 | 81% | $45K | 17 |
| Investment property purchase | 96% | 121 / 126 | 97% | $155K | 117 |
United Southern Bank lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.