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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lake County, Florida

Fat Boy Data analyzed home improvement loan activity in Lake County, Florida, home to Clermont, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,068 applications were decided by 143 lenders between 2023 and 2025.

Lake County at a glance

143Active lenders30 with 20+ decisions
55.6%Market approval rate2,263 of 4,068 decided
$75KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,046 loans funded

How Lake County compares

Approval rate compared
Lake County55.6%Florida53.6%All 616 counties62.7%
Typical loan compared
Lake County$75KFlorida$75KAll 616 counties$75K

What the data shows

Fairwinds Credit Union made the most home improvement loans in Lake County, FL, 230 of them.

United Southern Bank approved the highest share of applications among lenders with at least 20 decisions here, 86% of 21.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 34% approved of 173Bank of America, National Association: 35% approved of 532One lender: 40% approved of 177One lender: 42% approved of 71One lender: 43% approved of 99One lender: 44% approved of 54Truist Bank: 46% approved of 271One lender: 47% approved of 36One lender: 50% approved of 104One lender: 50% approved of 22One lender: 53% approved of 73One lender: 55% approved of 165One lender: 57% approved of 53Regions Bank: 57% approved of 223One lender: 59% approved of 155One lender: 60% approved of 146One lender: 62% approved of 92Navy Federal Credit Union: 65% approved of 206One lender: 65% approved of 43One lender: 65% approved of 23One lender: 67% approved of 30One lender: 67% approved of 160Fairwinds Credit Union: 69% approved of 346One lender: 69% approved of 49One lender: 70% approved of 61One lender: 72% approved of 57One lender: 73% approved of 37One lender: 75% approved of 24One lender: 86% approved of 21One lender: 98% approved of 143

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association35%184 / 53299%$65K182
2Fairwinds Credit Union69%238 / 34697%$55K230
3Truist Bank46%126 / 27191%$105K115
4Regions Bank57%127 / 22384%$55K107
5Navy Federal Credit Union65%133 / 20698%$85K130

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 138 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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