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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Sumter County, Florida

Fat Boy Data analyzed home purchase mortgage activity in Sumter County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,859 applications were decided by 497 lenders between 2023 and 2025.

Sumter County at a glance

497Active lenders59 with 20+ decisions
90.4%Market approval rate8,012 of 8,859 decided
$285KTypical loanmedian lender, $10K brackets
98%Borrower take-up7,816 loans funded

How Sumter County compares

Approval rate compared
Sumter County90.4%Florida83.7%All 616 counties87.6%
Typical loan compared
Sumter County$285KFlorida$345KAll 616 counties$335K

What the data shows

Citizens First Bank made the most home purchase mortgages in Sumter County, FL, 3,161 of them.

That is 40% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Mortgage Financial Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Lenders approved 90.4% of home purchase mortgage applications in Sumter County, FL, 6.8 percentage points above the Florida rate of 83.7%.

The typical home purchase mortgage here is $285K, 17% smaller than the Florida typical of $345K.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 27% approved of 3721St Mortgage Corporation: 36% approved of 200Credit Human Federal Credit Union: 50% approved of 20Triad Financial Services, Inc.: 56% approved of 110NVR Mortgage Finance, Inc.: 66% approved of 76Plaza Home Mortgage, Inc.: 68% approved of 22Citizens Bank, National Association: 70% approved of 37Bank of America, National Association: 71% approved of 72Florida: 71% approved of 21Kind Lending, LLC: 75% approved of 24Flagstar Bank, National Association: 76% approved of 25USAA Federal Savings Bank: 76% approved of 71Pulte Mortgage LLC: 77% approved of 43Midflorida: 77% approved of 88Pentagon Federal Credit Union: 81% approved of 21Third Federal Savings And Loan Association Of Cleveland: 81% approved of 27Newrez LLC: 82% approved of 28PNC Bank, National Association: 82% approved of 28Inspire Home Loans Inc.: 84% approved of 156Guaranteed Rate, Inc.: 85% approved of 54SouthState Bank, National Association: 85% approved of 54Truist Bank: 86% approved of 85Regions Bank: 87% approved of 30Rocket Mortgage, LLC: 87% approved of 325Pennymac Loan Services, LLC: 88% approved of 65Dhi Mortgage Company, Ltd.: 88% approved of 278Mortgage Research Center, LLC: 89% approved of 148Wells Fargo Bank, National Association: 89% approved of 87Navy Federal Credit Union: 89% approved of 127New American Funding, LLC: 89% approved of 28Suncoast Credit Union: 90% approved of 39Freedom Mortgage Corporation: 90% approved of 30United Southern Bank: 90% approved of 30Plains Commerce Bank: 90% approved of 30Provident Funding Associates, L.P.: 90% approved of 21United Wholesale Mortgage, LLC: 92% approved of 513Everett Financial, Inc.: 93% approved of 41American Financial Network, Inc.: 94% approved of 49Union Home Mortgage Corp.: 94% approved of 234Fairway Independent Mortgage Corporation: 95% approved of 75The Mortgage Firm, Inc.: 95% approved of 59Vystar Credit Union: 95% approved of 20Primelending, A Plainscapital Company: 95% approved of 63Nationstar Mortgage LLC: 95% approved of 22Paramount Residential Mortgage Group, Inc.: 95% approved of 22American Financial Resources, Inc.: 95% approved of 22Crosscountry Mortgage, LLC: 96% approved of 111Loandepot.Com, LLC: 96% approved of 25Fifth Third Bank, National Association: 96% approved of 25Movement Mortgage, LLC: 96% approved of 53Morgan Stanley Private Bank, National Association: 96% approved of 27JPMorgan Chase Bank, National Association: 96% approved of 110Guild Mortgage Company LLC: 97% approved of 35Acrisure Mortgage, LLC: 98% approved of 108Citizens First Bank: 98% approved of 3,230Mortgage Financial Group, Inc.: 100% approved of 24Ameris Bank: 100% approved of 23Success Mortgage Partners, Inc.: 100% approved of 21Gold Star Mortgage Financial Group, Corporation: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens First Bank98%3,176 / 3,230100%$285K3,161
2United Wholesale Mortgage, LLCBroker only92%472 / 51399%$265K468
3Rocket Mortgage, LLC87%282 / 32599%$285K280
4Dhi Mortgage Company, Ltd.88%245 / 278100%$295K245
5Union Home Mortgage Corp.94%221 / 23499%$295K219

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 492 more lenders.

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