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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Sumter County, Florida

Fat Boy Data analyzed home purchase mortgage activity in Sumter County, Florida, home to Wildwood, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,859 applications were decided by 497 lenders between 2023 and 2025.

Sumter County at a glance

497Active lenders59 with 20+ decisions
90.4%Market approval rate8,012 of 8,859 decided
$285KTypical loanmedian lender, $10K brackets
98%Borrower take-up7,816 loans funded

How Sumter County compares

Approval rate compared
Sumter County90.4%Florida83.7%All 616 counties87.6%
Typical loan compared
Sumter County$285KFlorida$345KAll 616 counties$335K

What the data shows

Citizens First Bank made the most home purchase mortgages in Sumter County, FL, 3,161 of them.

That is 40% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Mortgage Financial Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Lenders approved 90.4% of home purchase mortgage applications in Sumter County, FL, 6.8 percentage points above the Florida rate of 83.7%.

The typical home purchase mortgage here is $285K, 17% smaller than the Florida typical of $345K.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 37One lender: 36% approved of 200One lender: 50% approved of 20One lender: 56% approved of 110One lender: 66% approved of 76One lender: 68% approved of 22One lender: 70% approved of 37One lender: 71% approved of 72One lender: 71% approved of 21One lender: 75% approved of 24One lender: 76% approved of 25One lender: 76% approved of 71One lender: 77% approved of 43One lender: 77% approved of 88One lender: 81% approved of 21One lender: 81% approved of 27One lender: 82% approved of 28One lender: 82% approved of 28One lender: 84% approved of 156One lender: 85% approved of 54One lender: 85% approved of 54One lender: 86% approved of 85One lender: 87% approved of 30Rocket Mortgage, LLC: 87% approved of 325One lender: 88% approved of 65Dhi Mortgage Company, Ltd.: 88% approved of 278One lender: 89% approved of 148One lender: 89% approved of 87One lender: 89% approved of 127One lender: 89% approved of 28One lender: 90% approved of 39One lender: 90% approved of 30One lender: 90% approved of 30One lender: 90% approved of 30One lender: 90% approved of 21United Wholesale Mortgage, LLC: 92% approved of 513One lender: 93% approved of 41One lender: 94% approved of 49Union Home Mortgage Corp.: 94% approved of 234One lender: 95% approved of 75One lender: 95% approved of 59One lender: 95% approved of 20One lender: 95% approved of 63One lender: 95% approved of 22One lender: 95% approved of 22One lender: 95% approved of 22One lender: 96% approved of 111One lender: 96% approved of 25One lender: 96% approved of 25One lender: 96% approved of 53One lender: 96% approved of 27One lender: 96% approved of 110One lender: 97% approved of 35One lender: 98% approved of 108Citizens First Bank: 98% approved of 3,230One lender: 100% approved of 24One lender: 100% approved of 23One lender: 100% approved of 21One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens First Bank98%3,176 / 3,230100%$285K3,161
2United Wholesale Mortgage, LLCBroker only92%472 / 51399%$265K468
3Rocket Mortgage, LLC87%282 / 32599%$285K280
4Dhi Mortgage Company, Ltd.88%245 / 278100%$295K245
5Union Home Mortgage Corp.94%221 / 23499%$295K219

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 492 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Sumter County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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