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investment property lenders · HMDA 2023–2025

Investment property lenders in Sumter County, Florida

Fat Boy Data analyzed investment property mortgage activity in Sumter County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,402 applications were decided by 371 lenders between 2023 and 2025.

Sumter County at a glance

371Active lenders13 with 20+ decisions
94.0%Market approval rate2,258 of 2,402 decided
$255KTypical loanmedian lender, $10K brackets
98%Borrower take-up2,212 loans funded

How Sumter County compares

Approval rate compared
Sumter County94.0%Florida83.7%All 616 counties87.5%
Typical loan compared
Sumter County$255KFlorida$285KAll 616 counties$255K

What the data shows

Citizens First Bank made the most investment property mortgages in Sumter County, FL, 920 of them.

That is 42% of every investment property mortgage originated here, so this market is unusually concentrated in one lender.

Citizens First Bank approved the highest share of applications among lenders with at least 20 decisions here, 99% of 931.

Lenders approved 94.0% of investment property mortgage applications in Sumter County, FL, 10.3 percentage points above the Florida rate of 83.7%.

The typical investment property mortgage here is $255K, 11% smaller than the Florida typical of $285K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 79% approved of 28Dhi Mortgage Company, Ltd.: 85% approved of 26Truist Bank: 85% approved of 20Navy Federal Credit Union: 88% approved of 33Rocket Mortgage, LLC: 88% approved of 75Wells Fargo Bank, National Association: 91% approved of 32Pennymac Loan Services, LLC: 91% approved of 22United Southern Bank: 92% approved of 24JPMorgan Chase Bank, National Association: 93% approved of 30United Wholesale Mortgage, LLC: 94% approved of 114Crosscountry Mortgage, LLC: 96% approved of 24Union Home Mortgage Corp.: 98% approved of 48Citizens First Bank: 99% approved of 931

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens First Bank99%920 / 931100%$255K920
2United Wholesale Mortgage, LLCBroker only94%107 / 11498%$235K105
3Rocket Mortgage, LLC88%66 / 75100%$245K66
4Union Home Mortgage Corp.98%47 / 48100%$265K47
5Navy Federal Credit Union88%29 / 33100%$255K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 366 more lenders.

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