Home›Florida›Sumter County›Investment property purchase
investment property lenders · HMDA 2023–2025

Investment property lenders in Sumter County, Florida

Fat Boy Data analyzed investment property mortgage activity in Sumter County, Florida, home to Wildwood, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,402 applications were decided by 371 lenders between 2023 and 2025.

Sumter County at a glance

371Active lenders13 with 20+ decisions
94.0%Market approval rate2,258 of 2,402 decided
$255KTypical loanmedian lender, $10K brackets
98%Borrower take-up2,212 loans funded

How Sumter County compares

Approval rate compared
Sumter County94.0%Florida83.7%All 616 counties87.5%
Typical loan compared
Sumter County$255KFlorida$285KAll 616 counties$255K

What the data shows

Citizens First Bank made the most investment property mortgages in Sumter County, FL, 920 of them.

That is 42% of every investment property mortgage originated here, so this market is unusually concentrated in one lender.

Citizens First Bank approved the highest share of applications among lenders with at least 20 decisions here, 99% of 931.

Lenders approved 94.0% of investment property mortgage applications in Sumter County, FL, 10.3 percentage points above the Florida rate of 83.7%.

The typical investment property mortgage here is $255K, 11% smaller than the Florida typical of $285K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 79% approved of 28One lender: 85% approved of 26One lender: 85% approved of 20Navy Federal Credit Union: 88% approved of 33Rocket Mortgage, LLC: 88% approved of 75One lender: 91% approved of 32One lender: 91% approved of 22One lender: 92% approved of 24One lender: 93% approved of 30United Wholesale Mortgage, LLC: 94% approved of 114One lender: 96% approved of 24Union Home Mortgage Corp.: 98% approved of 48Citizens First Bank: 99% approved of 931

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens First Bank99%920 / 931100%$255K920
2United Wholesale Mortgage, LLCBroker only94%107 / 11498%$235K105
3Rocket Mortgage, LLC88%66 / 75100%$245K66
4Union Home Mortgage Corp.98%47 / 48100%$265K47
5Navy Federal Credit Union88%29 / 33100%$255K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 366 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Sumter County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Sumter County

Other lending data for Sumter County

Nearby markets