Lender profile · HMDA 2023–2025
WesBanco Bank, Inc. mortgage approval rates & lending data
WesBanco Bank, Inc. decided 8,139 mortgage applications and funded 6,478 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 2,975 / 3,309 | 97% | $275K | 2,897 |
| Home improvement loans | 79% | 2,355 / 2,965 | 93% | $105K | 2,191 |
| Cash-out refinance | 65% | 273 / 419 | 98% | $215K | 268 |
| Refinance | 81% | 822 / 1,012 | 97% | $145K | 794 |
| Investment property purchase | 87% | 267 / 306 | 96% | $235K | 255 |
| Investment cash-out refinance | 55% | 16 / 29 | 100% | $135K | 16 |
| Investment refinance | 52% | 31 / 60 | 100% | $165K | 31 |
| Investment home improvement | 77% | 30 / 39 | 87% | $75K | 26 |
WesBanco Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 84% | $115K | 3,401 | 2,724 |
| Pennsylvania | 84% | $155K | 1,591 | 1,251 |
| Maryland | 82% | $435K | 1,170 | 924 |
| Kentucky | 78% | $125K | 612 | 463 |
| West Virginia | 82% | $125K | 479 | 383 |
| Indiana | 83% | $245K | 327 | 265 |
| Virginia | 85% | $955K | 204 | 168 |
| Tennessee | 86% | $855K | 71 | 59 |
| Florida | 81% | $395K | 70 | 57 |
| District of Columbia | 75% | $415K | 55 | 41 |
| Michigan | 91% | $445K | 53 | 48 |
| Delaware | 89% | $455K | 37 | 33 |
| South Carolina | 100% | $255K | 19 | 19 |
| North Carolina | 91% | $405K | 11 | 10 |
| Georgia | 86% | $285K | 7 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.