WesBanco Bank, Inc. mortgage approval rate & lending review
WesBanco Bank, Inc. decided 8,139 mortgage applications and funded 6,478 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions WesBanco Bank, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
WesBanco Bank, Inc. at a glance
Approval is 7.3 points above the 75.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 2,975 / 3,309 | 97% | $275K | 2,897 |
| Home improvement loans | 79% | 2,355 / 2,965 | 93% | $105K | 2,191 |
| Cash-out refinance | 65% | 273 / 419 | 98% | $215K | 268 |
| Refinance | 81% | 822 / 1,012 | 97% | $145K | 794 |
| Investment property purchase | 87% | 267 / 306 | 96% | $235K | 255 |
| Investment cash-out refinance | 55% | 16 / 29 | 100% | $135K | 16 |
| Investment refinance | 52% | 31 / 60 | 100% | $165K | 31 |
| Investment home improvement | 77% | 30 / 39 | 87% | $75K | 26 |
WesBanco Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 84% | $115K | 3,401 | 2,724 |
| Pennsylvania | 84% | $155K | 1,591 | 1,251 |
| Maryland | 82% | $435K | 1,170 | 924 |
| Kentucky | 78% | $125K | 612 | 463 |
| West Virginia | 82% | $125K | 479 | 383 |
| Indiana | 83% | $245K | 327 | 265 |
| Virginia | 85% | $955K | 204 | 168 |
| Tennessee | 86% | $855K | 71 | 59 |
| Florida | 81% | $395K | 70 | 57 |
| District of Columbia | 75% | $415K | 55 | 41 |
| Michigan | 91% | $445K | 53 | 48 |
| Delaware | 89% | $455K | 37 | 33 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where WesBanco Bank, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allegheny County, PA | Home improvement loans | 84% | 438 | 339 |
| Franklin County, OH | Home improvement loans | 81% | 330 | 248 |
| Allegheny County, PA | Mortgage lenders | 92% | 214 | 188 |
| Franklin County, OH | Mortgage lenders | 94% | 200 | 179 |
| Kanawha County, WV | Mortgage lenders | 89% | 185 | 164 |
| Hamilton County, OH | Mortgage lenders | 90% | 172 | 147 |
| Anne Arundel County, MD | Mortgage lenders | 94% | 124 | 115 |
| Beaver County, PA | Home improvement loans | 83% | 141 | 110 |
| Mahoning County, OH | Home improvement loans | 75% | 153 | 108 |
| Hamilton County, OH | Home improvement loans | 84% | 126 | 99 |
| Monongalia County, WV | Mortgage lenders | 91% | 108 | 96 |
| Clark County, OH | Mortgage lenders | 99% | 93 | 91 |
The county markets where WesBanco Bank, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about WesBanco Bank, Inc.
What is WesBanco Bank, Inc.'s mortgage approval rate?
WesBanco Bank, Inc. approved 83.2% of the 8,139 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.3 points above the 75.8% national rate for the same mix of loan types.
How often do borrowers take the loan WesBanco Bank, Inc. offers?
Borrowers accepted 96% of the loans WesBanco Bank, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does WesBanco Bank, Inc. make?
The typical home purchase mortgage loan WesBanco Bank, Inc. made was $275K; across all loan types its typical loan ran from $75K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does WesBanco Bank, Inc. lend?
WesBanco Bank, Inc. decided applications in 30 of the states Fat Boy Data covers, most of them in Ohio, Pennsylvania and Maryland.
Can I apply to WesBanco Bank, Inc. directly?
Yes. WesBanco Bank, Inc. is a bank or credit union with 218 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show WesBanco Bank, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how WesBanco Bank, Inc. treats applications, then get a rate quote from the lender.