Lender profile · HMDA 2023–2025
Zillow Home Loans, LLC mortgage approval rates & lending data
Zillow Home Loans, LLC decided 26,607 mortgage applications and funded 24,317 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 23,438 / 25,209 | 99% | $315K | 23,091 |
| Cash-out refinance | 80% | 92 / 115 | 91% | $285K | 84 |
| Refinance | 86% | 79 / 92 | 92% | $405K | 73 |
| Investment property purchase | 91% | 1,078 / 1,179 | 98% | $225K | 1,060 |
Zillow Home Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 90% | $285K | 2,951 | 2,620 |
| Texas | 92% | $275K | 2,895 | 2,618 |
| Georgia | 92% | $315K | 2,509 | 2,274 |
| California | 93% | $605K | 2,429 | 2,211 |
| North Carolina | 97% | $345K | 2,222 | 2,117 |
| Arizona | 94% | $375K | 1,786 | 1,664 |
| Colorado | 96% | $425K | 1,308 | 1,246 |
| Ohio | 93% | $195K | 856 | 788 |
| Pennsylvania | 94% | $245K | 819 | 750 |
| Michigan | 94% | $185K | 808 | 742 |
| Illinois | 91% | $245K | 750 | 669 |
| Washington | 95% | $545K | 671 | 630 |
| South Carolina | 93% | $285K | 566 | 523 |
| Maryland | 91% | $405K | 523 | 470 |
| Oregon | 95% | $375K | 519 | 486 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.