Investment property improvement lenders in Carroll County, Maryland
Fat Boy Data analyzed investment home improvement loan activity in Carroll County, Maryland, home to Westminster, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 34 applications were decided by 16 lenders between 2023 and 2025.
Carroll County at a glance
How Carroll County compares
What the data shows
ACNB Bank made the most investment home improvement loans in Carroll County, MD, 4 of them.
Lenders approved 58.8% of investment home improvement loan applications in Carroll County, MD, 23.4 percentage points above the Maryland rate of 35.4%.
The typical investment home improvement loan here is $105K, 40% larger than the Maryland typical of $75K.
Investment property improvement lenders in Carroll County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | ACNB BankLimited sample | 62% | 5 / 8 | 80% | $65K | 4 |
| 2 | PNC Bank, National AssociationLimited sample | 25% | 1 / 4 | 100% | $135K | 1 |
| 3 | State Employees Credit Union of Maryland, IncorporatedLimited sample | 25% | 1 / 4 | 100% | $105K | 1 |
| 4 | Direct Mortgage Loans, LLCLimited sample | 100% | 3 / 3 | 100% | $285K | 3 |
| 5 | Truist BankLimited sample | 0% | 0 / 2 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 11 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Carroll County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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