Lender profile · HMDA 2023–2025
Coastal Community Bank mortgage approval rates & lending data
Coastal Community Bank decided 47,374 mortgage applications and funded 17,251 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 98% | 38,323 / 39,260 | 37% | $55K | 14,333 |
| Cash-out refinance | 98% | 7,302 / 7,436 | 36% | $105K | 2,601 |
| Investment property purchase | 94% | 33 / 35 | 100% | $555K | 33 |
| Investment cash-out refinance | 100% | 44 / 44 | 45% | $105K | 20 |
| Investment home improvement | 96% | 536 / 558 | 43% | $55K | 232 |
Coastal Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 97% | $105K | 9,626 | 3,472 |
| Florida | 97% | $55K | 7,587 | 2,677 |
| Illinois | 98% | $55K | 2,697 | 1,022 |
| New Jersey | 98% | $65K | 2,621 | 820 |
| Pennsylvania | 99% | $45K | 2,590 | 904 |
| Ohio | 98% | $45K | 2,556 | 1,014 |
| Arizona | 98% | $65K | 2,299 | 895 |
| Michigan | 98% | $45K | 1,714 | 607 |
| North Carolina | 99% | $55K | 1,654 | 575 |
| Colorado | 97% | $55K | 1,273 | 494 |
| Tennessee | 97% | $45K | 1,263 | 479 |
| Virginia | 98% | $55K | 1,217 | 437 |
| Maryland | 99% | $55K | 762 | 269 |
| Alabama | 98% | $45K | 749 | 291 |
| Georgia | 98% | $55K | 738 | 191 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.