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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Carroll County, Maryland

Fat Boy Data analyzed investment property refinance activity in Carroll County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 57 applications were decided by 36 lenders between 2023 and 2025.

Carroll County at a glance

36Active lenders0 with 20+ decisions
80.7%Market approval rate46 of 57 decided
$225KTypical loanmedian lender, $10K brackets
96%Borrower take-up44 loans funded

How Carroll County compares

Approval rate compared
Carroll County80.7%Maryland72.9%All 616 counties77.7%
Typical loan compared
Carroll County$225KMaryland$165KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Carroll County, MD, 3 of them.

Lenders approved 80.7% of investment property refinance applications in Carroll County, MD, 7.8 percentage points above the Maryland rate of 72.9%.

The typical investment property refinance here is $225K, 36% larger than the Maryland typical of $165K.

Investment property refinance lenders in Carroll County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%6 / 7100%$245K6
2Truist BankLimited sample67%2 / 350%$35K1
3Bank of America, National AssociationLimited sample33%1 / 3100%$175K1
4Kiavi Funding, Inc.Limited sample100%3 / 3100%$275K3
5Orrstown BankLimited sample100%3 / 3100%$195K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 31 more lenders.

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