HomeMichiganIngham CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Ingham County, Michigan

Fat Boy Data analyzed investment cash-out refinance activity in Ingham County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 204 applications were decided by 49 lenders between 2023 and 2025.

Ingham County at a glance

49Active lenders2 with 20+ decisions
69.6%Market approval rate142 of 204 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up132 loans funded

How Ingham County compares

Approval rate compared
Ingham County69.6%Michigan73.3%All 616 counties73.1%
Typical loan compared
Ingham County$95KMichigan$105KAll 616 counties$205K

What the data shows

MICHIGAN STATE UNIVERSITY Federal Credit Union made the most investment cash-out refinances in Ingham County, MI, 14 of them.

MICHIGAN STATE UNIVERSITY Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 53% of 30.

Investment property cash-out lenders in Ingham County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%39 / 53100%$95K39
2MICHIGAN STATE UNIVERSITY Federal Credit Union53%16 / 3088%$95K14
3Bpl Mortgage, LLCLimited sample86%12 / 1492%$85K11
4Lendingone, LLCLimited sample50%5 / 10100%$105K5
5Loan Funder LLCLimited sample88%7 / 8100%$425K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 44 more lenders.

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