Investment property improvement lenders in Erie County, New York
Fat Boy Data analyzed investment home improvement loan activity in Erie County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 298 applications were decided by 50 lenders between 2023 and 2025.
Erie County at a glance
How Erie County compares
What the data shows
Northwest Bank made the most investment home improvement loans in Erie County, NY, 17 of them.
Northwest Bank approved the highest share of applications among lenders with at least 20 decisions here, 50% of 34.
Lenders approved 36.9% of investment home improvement loan applications in Erie County, NY, 6.6 percentage points below the New York rate of 43.5%.
The typical investment home improvement loan here is $105K, 49% smaller than the New York typical of $205K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Erie County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Northwest Bank | 50% | 17 / 34 | 100% | $85K | 17 |
| 2 | Bank of America, National Association | 6% | 2 / 34 | 100% | $55K | 2 |
| 3 | Citizens Bank, National Association | 21% | 7 / 33 | 100% | $105K | 7 |
| 4 | TD Bank, National Association | 46% | 11 / 24 | 100% | $115K | 11 |
| 5 | Manufacturers and Traders Trust Company | 26% | 6 / 23 | 100% | $115K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 45 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Erie County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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