refinance lenders · HMDA 2023–2025

Refinance lenders in Cleveland County, Oklahoma

Fat Boy Data analyzed mortgage refinance activity in Cleveland County, Oklahoma, home to Norman, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,913 applications were decided by 170 lenders between 2023 and 2025.

Cleveland County at a glance

170Active lenders20 with 20+ decisions
79.2%Market approval rate1,515 of 1,913 decided
$225KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,391 loans funded

How Cleveland County compares

Approval rate compared
Cleveland County79.2%Oklahoma77.2%All 616 counties76.5%
Typical loan compared
Cleveland County$225KOklahoma$235KAll 616 counties$295K

What the data shows

First United Bank and Trust Company made the most mortgage refinances in Cleveland County, OK, 176 of them.

Armstrong Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 25.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 34One lender: 35% approved of 26One lender: 39% approved of 23One lender: 50% approved of 46One lender: 61% approved of 61One lender: 73% approved of 30Rocket Mortgage, LLC: 79% approved of 136One lender: 79% approved of 47One lender: 81% approved of 21One lender: 81% approved of 53BOKF, National Association: 86% approved of 77One lender: 86% approved of 36One lender: 87% approved of 52United Wholesale Mortgage, LLC: 89% approved of 144One lender: 90% approved of 63First United Bank and Trust Company: 90% approved of 200One lender: 92% approved of 75One lender: 94% approved of 31Freedom Mortgage Corporation: 94% approved of 90One lender: 96% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Cleveland County

LenderApprovalApprovedTaken upTypical loanLoans made
1First United Bank and Trust Company90%181 / 20097%$135K176
2United Wholesale Mortgage, LLCBroker only89%128 / 14491%$295K116
3Rocket Mortgage, LLC79%107 / 13686%$255K92
4Freedom Mortgage Corporation94%85 / 9078%$255K66
5BOKF, National Association86%66 / 7797%$75K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 165 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Cleveland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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