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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Cleveland County, Oklahoma

Fat Boy Data analyzed investment home improvement loan activity in Cleveland County, Oklahoma, home to Norman, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 156 applications were decided by 46 lenders between 2023 and 2025.

Cleveland County at a glance

46Active lenders0 with 20+ decisions
69.9%Market approval rate109 of 156 decided
$95KTypical loanmedian lender, $10K brackets
87%Borrower take-up95 loans funded

How Cleveland County compares

Approval rate compared
Cleveland County69.9%Oklahoma67.8%All 616 counties51.2%
Typical loan compared
Cleveland County$95KOklahoma$75KAll 616 counties$115K

What the data shows

First United Bank and Trust Company made the most investment home improvement loans in Cleveland County, OK, 13 of them.

The typical investment home improvement loan here is $95K, 27% larger than the Oklahoma typical of $75K.

Investment property improvement lenders in Cleveland County

LenderApprovalApprovedTaken upTypical loanLoans made
1First United Bank and Trust CompanyLimited sample100%15 / 1587%$105K13
2Arvest BankLimited sample57%8 / 1488%$65K7
3BancFirstLimited sample85%11 / 1391%$95K10
4Armstrong BankLimited sample100%13 / 1377%$55K10
5MidFirst BankLimited sample60%6 / 10100%$125K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 41 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Cleveland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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