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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cleveland County, Oklahoma

Fat Boy Data analyzed cash-out refinance activity in Cleveland County, Oklahoma, home to Norman, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,690 applications were decided by 163 lenders between 2023 and 2025.

Cleveland County at a glance

163Active lenders29 with 20+ decisions
67.6%Market approval rate1,819 of 2,690 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,701 loans funded

How Cleveland County compares

Approval rate compared
Cleveland County67.6%Oklahoma65.3%All 616 counties68.2%
Typical loan compared
Cleveland County$155KOklahoma$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cleveland County, OK, 387 of them.

First United Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 88% of 32.

The typical cash-out refinance here is $155K, 15% larger than the Oklahoma typical of $135K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 60Amerisave Mortgage Corporation: 30% approved of 164One lender: 45% approved of 89One lender: 50% approved of 32One lender: 55% approved of 69One lender: 57% approved of 51One lender: 57% approved of 84One lender: 59% approved of 32One lender: 60% approved of 25One lender: 63% approved of 30One lender: 64% approved of 102One lender: 67% approved of 45One lender: 68% approved of 37One lender: 68% approved of 63One lender: 70% approved of 20United Wholesale Mortgage, LLC: 72% approved of 123Tinker Federal Credit Union: 72% approved of 123One lender: 73% approved of 26WEOKIE Federal Credit Union: 74% approved of 136Rocket Mortgage, LLC: 76% approved of 525One lender: 79% approved of 76One lender: 80% approved of 30One lender: 81% approved of 26One lender: 82% approved of 33One lender: 82% approved of 34One lender: 84% approved of 43One lender: 85% approved of 62One lender: 88% approved of 32One lender: 88% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Cleveland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%397 / 52597%$155K387
2Amerisave Mortgage Corporation30%50 / 16496%$95K48
3WEOKIE Federal Credit Union74%100 / 13694%$55K94
4United Wholesale Mortgage, LLCBroker only72%88 / 123100%$205K88
5Tinker Federal Credit Union72%89 / 12390%$85K80

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 158 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Cleveland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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